Ronald Tipton Email & Phone Number

St. Louis, Mo, Us

St. Louis, Mo, Us

St. Louis, Mo, Us

Responsible for rating prospects and client renewals from 500-9,999 lives on both Dental and vision, training new Underwriting staff, serving as a resource for all other staff and departments.

St. Louis, Mo, Us

Managing various facets of finance, accounting, and liability coverage for a full service veterinary clinic.- Analysis of client data for strategic marketing use.- Pricing analysis of offered products and services.- Responsible for audit and reconciliation of daily invoices to payments, accounts receivable, and bank deposits.- Analysis of financial statements and cash flow.- Review of professional liability, workers compensation, and general liability insurance coverage.

Indianapolis, Indiana, Us

Worked on both large group (100 - 999 employees) and middle market (51-99 employees) sized cases. Priced renewal and new business quotes for medical, dental, vision, term life, and disability products. Also occasionally priced employee assistance plan products.Ran predominantly fully insured products with some refunding products and some self-funded products. Managed a $100+ million block of business for 8+ years, with a high degree of autonomy. Consistently met or exceeded revenue increase targets while limiting rate appeal to target amounts or less. Collaborated with 10 account managers to better understand competitive position on cases, explain client results, and determine best strategy to meet pricing, retention, and cross-selling goals.Worked with actuaries to manage fluctuations of monthly renewal block increases. Met or exceeded target pricing goals for 48 consecutive months.Design, built, tested, and deployed a new database and reporting system for middle market renewal pricing. Produced standard monthly and ad hoc reporting for underwriting management.Reviewed client benefit packages for opportunities to cross sell other products.Knowledgeable in Community Rating by Class, Adjusted Community Rating, Adjusted Block Rating, and Experience Rating methodologies as appropriate based on group size and underwriting guidelines. Experienced in group refunding settlement calculations.

Indianapolis, Indiana, Us

Analyzed new and renewal business pricing based on underwriting guidelines and methodology. Analyzed various facets of risk on all proposals; and compared to competitor information to enhance strategic pricing position.Produced renewal and answered new business RFP's on groups between 51-1000 employees for medical, dental, vision, life, and disability products. Produced settlements for clients with refunding products. Reviewed cases for rate appeal, providing explanations and supporting justification.

London, Gb

Adjusted new and renewal business pricing based on client's specific position and standard underwriting guidelines and methodology. Analyzed risk on proposals, and compared to competitor information to enhance strategic pricing position.Priced Renewal and New Business Quotes for Medical, Dental, and Vision products on groups between 51-250 employees.Reviewed renewal cases for rate appeal within established authority guidelines, providing underwriting management relevant data for review when the request exceeded those guidelines.

London, Gb

Pulled data and produced various reports on in-house clinics and physicians. Ran ad-hoc reporting as needed. Compiled and produced statistical analysis and reviews on various financial measures as requested by management.

London, Gb

Billed clients, received, and applied payments, reconciled billing discrepancies.

Bachelor Of Arts (B.A.), Business Administration And Management, General

Business Administration And Management, General