Senior bank credit professional with extensive experience in consumer, commercial, and mortgage credit, sales management and portfolio servicing in major financial services companies. Significant experience in managing and growing commercial, consumer and mortgage loan portfolios within sound underwriting guidelines, including underwriting, structuring, negotiating and closing, as well as identification of risks and risk management. Major strengths in delivering creative solutions to client's needs while maintaining high credit standards, personnel mentoring, and development, leadership and communications skills. Highly effective market support leader throughout Mid-Atlantic and Northeast US markets. Sixteen years experience with wealth management division.Specialties: Manage virtual team with portfolio management oversight, underwriting the affluent, risk management of large exposures, securities based lending, commercial & residential real estate, strong communications skills, cash flow analysis, knowledge, familiarity with Northeastern US markets, Federal Reserve Board policy observer, bond & equity markets, assimilation and structure of centralized underwriting processes. I am currently seeking a new career opportunity.