Ronald Topping, Cpa Email & Phone Number

New York, Us

Lemonade Insurance is set to be the first insurance company designed around peer-to-peer technology. Lemonade harnesses the power of behavioral economics and the essence of the sharing economy, delivering to consumers an insurance experience that is instantaneous, un-conflicted and downright delightful.

Drove improvement in financial performance through collaborative idea sharing and relationship building with business partners as part of the the Americas financial leadership team. Managed team of 34 finance professionals encompassing budget, forecast and actual reporting and comparative performance analysis for full operating P&L, detail expense reporting at the category and function level, distribution KPI's and strategic initiatives monitoring for the Americas region.

Provided financial leadership in determining strategic business direction of the business unit. Partnered with business unit management to focus on disciplined execution of strategic choices. Identified and monitored relevant KPI's that measured business performance. Managed team responsible for preparation and analysis of budget, forecast and actual reporting for revenue, expenses and underwriting P&L.

Oversaw GAAP and Statutory reporting as well as premium tax filings for US and Canada sub-region of company's property casualty book. Managed team of 65 employees performing timely and accurate issuance of quarterly GAAP financial packages to parent company, quarterly and annual statutory financial statements and related filings for 23 insurance companies as well as filing and settlement of premium tax returns with all 50 states.

Provided financial leadership in determining strategic business direction of each business unit. Partnered with business unit management to focus on disciplined execution of strategic choices. Identified and monitored relevant key performance indicators that measured business performance. Managed teams responsible for preparation and analysis of budget, forecast, and actual reporting for revenue, expenses, and underwriting P&L. Oversaw business units and related lines of business, including warranty, excess casualty, workers’ compensation, financial lines, environmental, global marine, and energy, as well as risk finance (non-traditional insurance products).

Directed financial reporting and analysis, general ledger maintenance, regulatory reporting, compliance, investment accounting, accounts receivable, accounts payable, and subsidiary accounting functions. Created and served as vice-chair of committee to establish and document strong internal control environment within all functions of mono-line property and casualty direct writer. Selected to chair committee that authored and implemented organization’s first employee handbook while serving as head of human resources, in addition to finance duties.

Managed complete accounting, tax and financial reporting functions (GAAP and statutory) for clients, company, and affiliates. Served in influential role in strategic decision-making and marketing of company’s global insurance and reinsurance consulting capabilities to state insurance departments and private industry. Performed records reconstruction and financial statement under contract with state of Illinois for company in conservation.

Directed preparation and related analysis of all monthly, quarterly, and annual financial reporting, including that of affiliated wholesale brokerage company. Managed general accounting, reinsurance, tax, accounts payable, and collection units.

Coordinated and planned concurrent audit and review engagements, including extensive client contact, budgeting, and general administrative matters, bringing each to timely completion. Created recommendations for operating and accounting system improvements, and presented to client management for implementation.