Ron is HUD certified in pre & post purchase homebuyer education, financial & credit counseling, coaching & education, asset management, rental & REO purchase counseling, as well as advanced foreclosure prevention & loss mitigation. He is also HUD certified in HECM reverse mortgage counseling. He is a 2011 graduate of University of Central Missouri’s Lean Six-Sigma Green Belt program, a program designed to streamline and maximize efficiencies in both manufacturing and service related processes.Prior to Co-Founding CHES, Inc. in 2010, Ron had 15 years experience in residential and commercial real estate and lending. He grew up in an entrepreneurial household, where he was part of a successful family business for 30 years. His prior business experience, along with a lifelong passion for helping others to achieve their goals was a catalyst for the creation of Credit & Homeownership Empowerment Services, Inc. (CHES, Inc.). Launched in 2010 after a discussion regarding the need for a holistic approach to assist those negatively impacted by the financial crisis, CHES, Inc. has successfully grown to include a multitude of HUD approved housing, financial, credit, and business related education, counseling and coaching services. CHES, Inc., which began as a one-room office, purchased and rehabbed a 5,000 sq. ft. building in 2013, complete with conference areas, community resource computers and a classroom. CHES, Inc. now serves over 800 families annually. HUD Community Planning and Development Training, HOME & CDBG.NeighborWorks America, Leaders for Communities.Business start-up & business management.Money Smart KC Executive Committee.Alliance for Economic Inclusion, Committee Member.