Motivated Team Manager for an A to Z Lender offering a full range of products with a heavy emphasis on purchases, Government, Loans, Agency Conforming, and Non-Agency jumbo. We also offer non-QM, low-income, and a range of other niche products. Responsible for all aspects of team management including recruiting, training, pipeline management, metrics reporting, conversion data, mentorship, file reviews, ensuring compliance, and the typical HR functions. Developed the roles and responsibilities for the LO and also the Team Manager positions. Assisted training other team managers, including travel to out of state locations. Managed the #1 team in the company, undefeated, not one time. My technical skills are far above average with an ability to learn new programs quickly. My management style focuses on building "customers for life" through relationship building, post-close follow ups, and assisting clients at the highest customer service level possible.

Licensed Mortgage Banker offering a full spectrum of home loan products at competitive rates with top notch service. Special areas of focus are:- New home purchase- Refinance- VA loans- Jumbo loans- FHA loans- Fast closings under 30 daysSignificant benefits are:- Direct Seller/Servicer to Fannie Mae and Freddie Mac reduces red tape and paperwork.- Dedicated team provides constant updates to clients and Realtors with status- Full loan pre-approvals with no upfront fee- Competitive rates and fees- Access to difficult to find products such as stated income, non-warrantable condo's, manufactured homes, etc.- 16+ years experience- Most current technology providing convenience and security

Comprehensive knowledge on new home purchases, refinances, equity/cash out and debt consolidation. government, conforming-agency, non-conforming jumbo's and non-QM. I offer in house mortgage banking services with direct underwriting to top, premier banks. If it doesn't fit in the bank box, I can broker out to over two dozen other financial institutions. Low rates, fixed, ARM's, hybrid's, and no cost loans available.Active Licenses:CA Department of Real EstateCA DFPI MLOAZ Deptartment of Financial Institutions MLOCO Department of Real Estate MLODC Department of Insurance, Secrurities and Banking MLOFL Office of Financial Regulation MLOMD OCFR MLOMA Division of Banks MLOMN Department of Commerce MLONC MLONJ Department of Banking and Insurance MLONV Division of Mortgage Lending MLOOH MLOPA Department of Banking and Securities MLOTN MLOTX Department of Savings and Mortgage Lending MLOUT DRE MLOVA Bureau of FInancial Institutions

Licensed Realtor