Oversees Brokerage/Investment Advisor Compliance Program.Develops, initiates, maintains and revises policies and procedures for the general operation of the Compliance Program to ensure compliance with regulations and securities laws and its related activities to prevent illegal, unethical, or improper conduct.Develops, maintains and revises Form ADV, Investment Advisor policies and procedures.Completes annual compliance reporting and amendments for Form BD, Form ADV, and Annual Supervision certification.Coordinates and/or performs testing of compliance with securities and insurance laws and regulations.Liaison with FINRA, SEC and state regulators during examinations, arbitration and complaints. Collaborates with other departments to direct compliance issues to the appropriate area for resolution.Responds to alleged violations of rules, regulations, policies and procedures and standards of conduct by evaluating or recommending the initiation of investigation procedures.Identifies potential areas of risk and develops/implements corrective actions plans for resolution.Provides training and guidance to all members of the organization.Provides reports on a regular basis to keep Board of Directors and senior management informed of the operations and progress of compliance efforts.Provides guidance to registered personnel and management of the Compliance Program.Researches, investigates and resolves complaints.Reviews advisor communications including electronic communications.Conducts branch reviews. Reviews new accounts and day-to-day broker activity.Oversees Insurance licensing, FINRA registration requirements, Firm Element and continuing education requirements.Reviews and approves marketing/sales material.Coordinates with AML Compliance Officer with revisions and implementation of AML Policy.Reviews and collaborates with Director of Sales with implementation and approval of Selling Agreements with insurance carriers and mutual fund providers.

Overseen Brokerage/Investment Advisor Compliance Program.AML Compliance Officer.Privacy Manager.Developed, initiated, maintained and revised policies and procedures for the general operation of the Compliance Program to ensure compliance with regulations and securities laws and its related activities to prevent illegal, unethical, or improper conduct.Developed, maintained and revised Form ADV, Investment Advisor policies and procedures.Completed annual compliance reporting and amendments for Form BD, Form ADV, and Annual Supervision certification.Coordinated and/or performed testing of compliance with securities and insurance laws and regulations.Liaison with FINRA, SEC and state regulators during examinations, arbitration and complaints. Collaborated with other departments to direct compliance issues to the appropriate area for resolution.Responded to alleged violations of rules, regulations, policies and procedures and standards of conduct by evaluating or recommending the initiation of investigation procedures.Identified potential areas of risk and develops/implements corrective actions plans for resolution.Provided training and guidance to all members of the organization.Provided reports on a regular basis to keep Board of Directors and senior management informed of the operations and progress of compliance efforts.Provided guidance to registered personnel and management of the Compliance Program.Researched, investigated and resolved complaints.Reviewed advisor communications including electronic communications.Conducted branch reviews. Reviewed new accounts and day-to-day broker activity.Overseen Insurance licensing, FINRA registration requirements, Firm Element and continuing education requirements.Reviewed and approved marketing/sales material.Reviewed and maintained Selling Agreements with insurance carriers and mutual fund providers.

Conducted Financial Needs Analysis and recommended appropriate products to meet client needs.Delivered presentations to potential clients and assisted throughout the completion of the application process.Educated and sold clients products including life insurance, equities, mutual funds, annuities and 529 Plans.Built and maintained client bases, keeping current client plans up-to-date and recruiting new clients on an ongoing basis and acquired an exemplary reputation for personal service as well as sound investment advice.Monitored financial market trends to ensure that plans were effective, and to identify any necessary updates.Reviewed clients’ accounts regularly to determine whether life changes, economic changes, or financial performance indicated a need for reassessment.Met with clients; other advisors, including attorney and accountants to fully understand clients’ financial goals and circumstances.Conducted seminars and workshops on investment topics such as retirement planning and 401k’s.Assisted in the management of bank employees licensed to sell investments and educated on new products and services.

Reviewed and confirmed the agreed-upon sales figures.Prepared salespeople to confer with customers about needed services or products.Consulted with customers to determine their wants and needs and presented products to fulfill them.Interacted with customer to establish rapport and gathered credit application information.Discussed available finance options to meet customer needs.Obtained credit approval and prepared delivery documentation.Collaborated with General Manager to determine which lenders and suppliers of finance products would best meet the criteria set by the Finance Department.