•Handling Credit card sales of Ajman Bank, Deem finance.•Ability to examine and evaluate credit bureau reports to establish the applicant's creditworthiness by evaluating trends, payments, and credit exposure.•Accountable for credit card application acceptance or decline based on AECB report and DBR calculation.•Determined accuracy by analyzing Bank statements / FTS.•Ability to examine customer records and recommend alternative bank products.•Adhered to strict banking regulations in document analysis and determination of creditworthiness on consumer credit lending.•Managed all login requests received that day.•Collaborated with the bank's BDM to obtain quick decisions on login files.•Coordinated with sales staff to resolve discrepancies in files.