Lead team owning US and Canada bank partner relationships that underpin Wise’s global USD and CAD to/from transfers, prepaid wallets, pay-in/out methods and safeguarding capabilities. USD is Wise’s largest global currency and North America is Wise’s fastest growing mature market with 53% FY23 YoY revenue growthDeveloped and currently executing near-term and long-term bank partner strategy for North America, including expanding partnerships to ~10 banks to reduce concentration risks, improve commercials, add new payment methods and strategically route volumes for sustainable growthDetermined innovative solution for Wise to offer US customers with FDIC passthrough insurance and interest on USD wallet balances via FBO/brokered deposits held with bank partners. Customers have opted-in >$50% of eligible balances into the new product since launch in 2023

Led team that built, launched and grew US neobanking product to 500k+ users by selecting and managing critical partners, including bank partner (Axos), card network (Visa/Maestro), payment processor (Marqeta), acquirer (Stripe), plastics (Idemia), KYC (Socure) and more, followed by post-launch scaling of strategy, vendor and product operations Developed payments strategy for debit product including primary and PIN-debit card networks, ACH, ATM and OCT/AFT payment methods to deliver account funding OKR. Selected payment networks/partners, built financial analyses, negotiated commercials, managed partner relationships, executed cross-functional product implementation and ensured operational readiness. OCT/AFT account funding method increased account funding conversion by +5%

Analysed underperforming API and template partners globally across client segments including online travel agencies and loyalty programs and identified US$700m in revenue growth opportunitiesCollaborated with Commercial Finance, Business Development and Account Management to conduct situational analysis and evaluate Salesforce CRM revenue targets to identify top 25 underperforming partners

Launched US-wide team providing analytical support to business group heads; defined strategy, managed 11 Associates, directed $1m in employee compensation; resulted in 67% headcount savings via role consolidationsIntegrated Mortgage Finance banking into new line of business, leading seamless transition of client operations, financial reporting, technology systems, risk & controls and business management

Led execution of 2012-2014 Investor Day process, the line of business CEO’s annual strategic outlook, for the $48bn Investment Banking and $12bn Commercial Banking businesses. Crafted CEO’s key messages, produced presentation, developed data analysis and coordinated cross-functional leadership stakeholdersConducted strategic review of core and non-core Commodities sub-businesses that led to a sale of non-core businesses for $800mBuilt 5-year financial projection models for Investment Banking expansion in 6 Latin America countries that set financial KPIs for future growth

Prepared equity offering materials and Industry Overview prospectus section for US$21bn IPO of AIA, the 6th largest global IPO of all timeDeveloped financial modelling and confidential information memorandum for US$425m divestiture of New York Life Insurance's Hong Kong and Korea businesses