Ross Gandy Email and Phone Number

Bridging loans from £100k - £3mn, up to 80% LTV on residential/commercial properties, term from 3 months to 24 months.

Estateguru is the leading Pan-European P2P marketplace for short-term, property backed loans for SMEs. As Managing director I am responsible for leading the UK operation from setup and business strategy to day-to-day management, as well as being the primary sales lead. Using my extensive network of finance and real-estate professionals, I have been able to establish key partnerships to support the businesses operating model and deliver a consistent originations pipeline. Gained experience with FCA Regs, Fintechs/Startups, Capital Markets, Complex RE Lending, Business Strategy and Financial Planning. Key Achievements  Hired and onboarded new staff to ensure key roles were filled with appropriate skills.  Established a network of valuators, solicitors, and brokers to support the business model.  Oversaw the FCA approval process, Legal & Risk setup, and Capital Markets function.  Built broker relationships and a network of direct clients that delivered over £130m in pipeline originations across bridging and development. Successfully delivered on all the KPIs within my span of control.

Having many years of experience working for entrepreneurial alternative finance lenders in senior positions I have decided to move into the commercial finance brokerage market supporting SMEs with commercial funding. At Sedulo Commercial Finance I work very closely with business owners to understand their business model and then provide funding solutions to help them meet their goals and grow as a business with much needed finance. Having access to whole market and working closely with a panel of lenders I am able to ensure that my clients always get the best deal that's available on the market. I am a specialist commercial finance broker with strong knowledge of all finance products focusing on the SME sector. I specialise in invoice finance, factoring, secured, cash flow loans and property development finance with over 50 finance lenders to assist and choose from I am able to provide the best facilities for my clients. I specialise in helping businesses grow through securing funding and have helped many companies navigate the funding hurdles to allow them to succeed in all sectors. I am highly ambitious and motivated in helping my clients secure funding so that they can grow their business. If you are a business owner looking for funding please contact me on the details below. Tel: 07940461773Email: ross.gandy@sedulo.co.uk

Credit4 offers both unsecured (£15k- £100k) and secured loans (£50k - £250k up to 80% LTV). As a story book lender, we lend based on human decisions and not algorithms.

Nucleus Commercial Finance was founded to provide UK SMEs with alternative funding options. No bureaucracy, no rigidity: we support growing companies with the finance they need to flourish. At Nucleus, we combine the stability of bank finance with the flexibility and speed of P2P platforms. We’re completely transparent, won’t mask hidden costs with low interest rates, and we aren’t going to penalise the businesses we support with unforeseen charges. A fixed upfront fee, fixed monthly payments – that’s it. Whether you require an overdraft, unsecure loan, invoice finance, property finance, asset funding or construction finance, for your business or your client, we’ll find the best bespoke solution. Our products and services come with guaranteed expertise, honesty, and certainty. If you’d like to find out more, please contact me on 07497618072.www.nucleuscommercialfinance.comSpecialtiesAsset Finance, Construction Finance, Overdraft Finance, Invoice Finance, unsecure loans and Property Finance

A revolutionary but common sense early payment platform. Funded by the UK Government and RSA

Euler Hermes UK is part of the Euler Hermes Group and the Allianz Group with presence in over 50 countries and 57,000 clients worldwide.With over 100 years of experience, we have earned the trust of our clients around the world. We use our knowledge, our hunger to serve and our energy to help you reach new heights and navigate the changing economic climate.Euler Hermes are a leading company in the provision of credit management solutions, a specialised field but one that is critical for the well-being of UK businesses. Credit Insurance secures trade by providing cover against bad debt should a customer become insolvent or default on payment. Euler Heremes other services include credit opinions and UK and international commercial debt collection

To drive and maximise all business and revenue opportunities for the conveyancing division, with a focus on the ongoing growth of third party business.• To create and drive the commercial and sales strategy for the conveyancing division.• To seek out business opportunities at any appropriate sales/marketing conferences, create appropriate communications and be the key contact/speaker. • Provide support to and liaise with the corporate business team, working with them to generate and implement innovative ideas for new business opportunities within the conveyancing division.• Actively grow all opportunities for third party business and develop the tender content/format in order to successfully secure new business. • Be responsible for some aspects of marketing activity for the conveyancing division, working closely with the group PR & communications manager and the head of sales.• Develop relationships with key stakeholders both at a senior internal level within group and externally, gaining ‘buy in’ to the conveyancing strategy.• Research, review and analyse competitor strategies/portfolio’s and use market data and personal knowledge of the housing market/networking to make recommendations on new areas of opportunity.• Manage key external accounts on behalf of the conveyancing division and ensure clients are properly supported and communication is of the highest quality linking in with staff and management as necessary.• Manage two teams that consisted of lawyers, team leaders and key account executives to drive sales.Key Achievements• Achieved and exceeded targets as a senior manager.• Improved and enhanced people skills.• Increased sales by 8% within 3 months.• Developed excellent relationships with MD and regional’s.• Outperformed other areas for 6 months consistently.• Implemented a buy to let product which increased sales penetration.• Implemented a private Conveyancing incentive which increased sales penetration by 270 new leads (210%)

Based in the North East I was responsible for generating profitable business in accordance with one of the largest serviced office providers in the UK for DBH lettings strategy. The main areas of focus are new sales, client retention, management of staff and the rental income of £4million. In this role I had many projects that I managed across the business and a lot more responsibilities which included key decision making.• HR Responsibilities.• Manage/lead and help develop all 19 staff within the business.• Responsible for the P&L’s across the region.• Project managed the supplier contracts across the business/budget control.• Responsible for the development of DBH staff and recruitment.• Develop and maintain relationships with potential and current clients.• Responsible for generating new marketing ideas/national marketing campaigns/market research.• Identify specific sales opportunities with our current clients. • Support and make decisions that help develop the business.• Negotiate and close the sales directly with the client.• Responsible for client renewals across the business.• Develop and manage relationships with potential clients, property agents and current customers through personal visits, phone calls and social outings.• Liaise with local councils and funding companies to explore funding opportunities for new start up businesses.• Identify landlord or developer opportunities for partnership lease opportunities.• Report and monitor activity and performance against a target on a weekly/monthly/quarterly basis.• Manage sales performances and quality assurance.

IVM Sales Specialist (B2B) focusing on the acquisition of new business (CPS, Data, Voice, ISDN, network services) and increasing market share.• Achieve all set sales targets.• New Business.• Account Management.• Communicate effectively with a team.• Competitor analysis.• Increase market share.• Plan and implement sales strategies.• Weekly and monthly reporting.• Increase revenue & margin.• Manage market & industry trends.• Increase customer satisfaction.• Identifying, closing new business with large multinational companies throughout the UK.Key Achievements:• Highest achiever in 2005, negotiated contract with Chevron Texaco £270k.• Won back contract of £500.000 in carrier pre selection, making me the highest achiever of the quarter.• Won a trip to Barcelona for two in 2004. This reward was for over achieving sales targets by 15%.• Won the Prestige award in 2003 which was presented by the BT Managing Director.• Achieved all targets in the first year of learning the job in 2002.

Direct sales role selling Gas and Electricity to consumers in the North East. My objective was to give excellent customer service leading to the consumer changing supplier to Northern Electric.• Hit all sales targets as a sales advisor. • Sell products in an honest and ethical structure.• Motivate team to achieve set targets.• Train and develop sales team.Key Achievements:• Promoted to Sales Manager after 4 months.• Consistently achieved target as a Sales Advisor.• Achieved and exceeded targets as a Sales Manager.• Improved and enhanced people skills.