Ross Mcgregor Email & Phone Number

Rock Island, Illinois, United States

Owings Mills, Maryland, United States

• Support the pricing and implementation of new life insurance products, including those developed for the 2017 CSO mortality table• Build and maintain pricing models in MG-ALFA for the purposes of pricing and any ongoing profit analysis • Provide support to Compliance area for state and compact filing work, and support to areas responsible for administration systems, illustrations and marketing materials• Serve as company's Illustration Actuary, performing the testing of all illustrated products and documenting both the process and results

Greater New York City Area

• Supported the review of IRC 7702/7702A functionality, including implementation of Necessary Premium Testing on both the administration and illustration systems for VUL and UL products• Acted as Subject Matter Expert on issues related to product taxation• Worked closely with the Office of General Counsel – Tax and functional departments, identifying policies impacted by deficiencies in the administration system for remediation filings with the IRS• Served as primary actuarial reviewer of materials related to annual prospectus updates• Provided actuarial support to Pricing, Retail Life, IT and Service teams

Greater New York City Area

• Responsible for design, pricing on a risk-neutral basis and implementation of individual life products, including AXA’s first Indexed UL product• Worked closely with Marketing on design features, with Risk Management on identifying product risks, with IT on creation and testing of rate files, and with the Policy Form Filing area in developing actuarial regulatory filing materials• Managed actuarial students at various stages of their careers, coaching, engaging them as appropriate on projects within the department

Baltimore, Md; Atlanta,Ga

• Performed pricing and product development work for both Term and UL, including Indexed UL products, working closely with Sales, Corporate Actuarial, Systems, Underwriting and related internal and external partners throughout the Feasibility and Implementation stages• Maintained pricing models and reported on Value of New Business• Made rate recommendations which allowed competitive goals and profitability targets to be met

Richmond, Virginia Area

• Performed pricing work on both Variable Annuity and Variable Universal Life products in both PTS and MS Excel/Visual Basic• Built/modified VA pricing models to incorporate new products and features, including GMDB, GMWB; ran pricing models and reported on profitability of in-force block and New Business; analyzed experience studies and determined impact on pricing assumptions• Managed testing of illustration software and administration systems for new products; developed actuarial regulatory filing materials and provided technical support for prospectus updates

Springfield, Massachusetts Area

• Translated actuarial specifications into system specifications; worked with client areas to ensure system design met their needs, and with Systems Department to ensure their understanding of specifications regarding policyholder values and product functionality• Provided support to policyholder service areas on policy features and functionality, life insurance tax law mechanics, insurance regulations pertaining to individual life contracts• Designed and created systems to test functionality of administration and illustration systems; participated in all aspects of testing

Toronto, Canada Area

• Worked on the design and pricing of Universal Life and Traditional Life products• Was a key member of the implementation team and trained the field force on required changes to the sales process as a result of the NAIC Life Insurance Illustrations Model Regulation• Provided ongoing support for IRC 7702/7702A administration of U.S. Universal Life products; maintained APL programs for this purpose; identified inaccuracies within U.S. Universal Life Guideline Premium (TEFRA/LITA) system processing