Ross Cao Email & Phone Number

Singapore

Independently manage a credit portfolio of Asian corporate clients associated with lending, trading, and investing activities.Full ownership of the portfolio's risk profile, including the origination of credit papers and credit ratings, full risk analysis and risk appetite recommendation, approval under own delegated authority or presentation to Credit Committee.Asian-focused corporate portfolio, including Greater China (including privately owned and state-owned enterprises). Covers a range of sectors, including but not limited to: - Base, precious metals and energy smelting/refining, - Precious, base metals and bulk commodities trading, - Diversified industries.Products include: - Physical commodity prepayments, leases, tolling, consignments, repos and trading, - Margined and unmargined OTC and exchange-traded commodities derivatives, - Long-term rates and FX hedging for corporate debt facilities and project/asset financings - Single stock equity forwards/repos, structured lending.

Singapore

Responsibilities:• Manage Existing Portfolio of Chinese Energy trading companies, including SOEs and POEs;• New Customer Development: understand new client’s trading/business model and structure facility accordingly;• Credit Work: Perform annual credit review of existing clients; Credit Applications for new customers; Credit risk monitoring (closely follow up on market developments to identify potential risk sources and dynamically adjust the risk controls).• Legal Documentation: Review facility documentation to ensure alignment with what has been approved; documentation negotiation with the client.Achievements:• Earn an annual income of over SGD6 million;• Developed three new customers relationship and built solid pipelines;• Timely completed credit paper, in-depth financial analysis, and facility structure analysis. Built up solid China market knowledge.

London, United Kingdom

Responsibilities:• Manage Portfolios of Energy companies. As Global Relationship Manager covering Global Trading Houses (Vitol, Mercuria), Oil and Gas producers (Repsol, Lukoil); As Local Relationship Manager covering Chinese SOEs (Sinopec, PetroChina, Sinochem and ChemChina;• Credit Work: Perform annual group credit review of existing groups for R-Cap limit approval; Review and support on Local Relationship Manager’s application; Coordinate credit applications of different regions; Credit risk monitoring (closely follow up markets developments to identify potential risk sources, dynamically adjust the risk controls);• Legal Documentation: Prepare bilateral facility documentation; Review syndication documentation together with agent bank; work together with legal and compliance.Achievements:• Earn an annual income of over GBP5.8 million;• Focus on Asian connectivity, and drive cross-selling and cross-region collaboration, esp. with China.

Singapore

Responsibilities:• Manage portfolio of Chinese metal trading companies, including Tewoo, Zhejiang Material Industries, Xinren and Tongling Non-ferrous Metals, with frequent travels to China;• New Customer Development: understand client’s trading model and structure facility accordingly;• Credit Work: Perform annual credit review of existing clients; Credit Application for new customer; Credit risk monitoring (closely follow up markets developments to identify potential risk source, dynamically adjust the risk controls).• Legal Documentation: Prepare bilateral facility documentation; Review syndication documentation together with Agent bank; work together with legal and compliance.Achievements:• Earn annual income of over SGD4 million;• Focus on China connectivity, drive cross sales (structured trade, SBLC backed short term loan, FX, IRS and commodity hedging).

Singapore

Responsibilities:• Support Senior RM covering existing portfolio of Chinese companies (Shagang, Zhejiang Shaoxing Sanyuan, Jiangsu Sanfangxiang, China Coal Solutions, Huahai, SIIC Environment, etc.) Client pitching / marketing; Daily client and transaction coverage; Coordination with AML, Credit and Operation;• Credit Work: Perform annual credit review of existing clients; Credit Application for new customer; Credit risk monitoring, and ad hoc risk application.

Singapore

Responsibilities:• Support Senior Corporate Bankers on originating and executing corporate finance, capital markets and transactional banking deals in Southeast Asia region, covering Mining, Infrastructure, FMCG sector;• Credit application; Pitchbook and financial modelling; Transaction management and deal execution.Achievements:• USD108 million 3-year syndicated loan for Masan Industrial Corporation’s capital expenditure financing (Vietnam);• USD80 million 2-year bridge loan for Masan Thai Nguyen Resources’ tungsten mine development (Vietnam);• USD35 million 5-year term loan for NIVL JSC’s sugar processing and alcohol plant’s expansion (Vietnam);• USD20mn structured warehouse financing for Simexco, a big coffee trader in Vietnam to fund the working capital gap during the coffee season (Vietnam);• USD40 million structured trade financing for Bright Futures Corp’s classroom building contract under Private-Public Partnership (“PPP”) projects of Philippine government (Philippines).

Shanghai City, China

Responsibilities:• Rotation in four departments covering financial markets, relationship manager, credit risk, and operation. Received academic training of wholesale banking products and analytic skills with top ranking.Achievements:• Built solid foundation and understanding of key departments in wholesale banking;• Top ranking in two phases of academic training program, Phase 1 Training (ranked No.1 out of 148 trainees); Phase 2 Training (ranked No.14 out of 141 trainees).

Master'S Degree, Banking, Corporate, Finance, And Securities Law

Bachelor’S Degree, Banking