Rotimi Samuel Ogunleye Fca, Acib, M Sc, B Sc, Ace, Aat. Email & Phone Number

First Bank Building, 38, Kairaba Avenue, Ksmd, The Gambia +220 7282650

Risk Management Oversight: Provide comprehensive oversight and leadership in managing the overall risk functions of First Bank Gambia, ensuring alignment with the bank's risk appetite and regulatory requirements.Strategic Planning: Develop and implement strategic risk management plans that align with the organizational goals and contribute to the long-term success of the bank.Policy Development: Spearheaded the review, enhancement, and implementation of risk policies, including the Enterprise Risk Management Framework (ERM), Credit Policy, and Credit Offenses Sanction grid, ensuring compliance and relevance.Board Reporting: Act as a key liaison with the Board, presenting risk-related information to the Board Credit Committee (BCC) and the Board Audit & Risk Assessment Committee (BARAC), facilitating informed decision-making.Compliance Assurance: Ensure that the bank's risk policies, including ISO27001 & and PSIDCC requirements, are consistently reviewed, approved, and complied with to maintain continuous certification.Information Security: Direct the establishment of a fully functional Information Security Desk within Op-Risk Management, focusing on safeguarding the bank's information assets.Regulatory Compliance: Keep abreast of relevant regulations and industry best practices, ensuring that risk management activities adhere to regulatory standards and guidelines.Capacity Development: Drive continuous capacity development initiatives for the entire Risk Management team, ensuring that staff are well-equipped to address emerging challenges and industry changes.Fraud Prevention: Lead efforts to reduce fraud incidences by addressing identified control gaps and implementing measures to strengthen the bank's fraud prevention mechanisms.Collaboration and Liaison: Foster effective collaboration and communication with the Group office, providing updates, and support, and ensuring alignment with the overall risk management strategy of the organization.

First Bank Building, 38, Kairaba Avenue, Ksmd, The Gambia +220 7282650

Coordinating and Supervising the overall activities of the Risk Management Directorate of FirstBank Gambia Limited: The Units are: CAP, CRM, RCAM, MLR &OpRisk (Cyber Security Risk)Reporting to the Board through the following Board Committees: Board Credit Committee (BCC) – All Credit Requests/Credit-related policies after GCRO’s approval; Board Audit & Risk Assessment Committee (BARAC): Other Risks Areas- OpRisk, Market & Liquidity, Cyber & Information Security, and also administratively reports to the MD/CEO.Responsible for the overall Risk functions of the Bank and managing them in the most effective wayEnsuring the Bank’s Risk Policies such as Enterprise Risk Management Framework (ERM), Credit Policy, Credit Offenses Sanction grid, etc. are reviewed, approved and complied with.Coordinating activities to ensure compliance with ISO27001 &PSIDCC requirements for continuous certification of the BankEnsured the creation of a fully functional Information Security Desk in Op-Risk Management in the BankImplementation of effective BORG structure in the BankDrive the closure of long outstanding exceptions on the issue log.Driving a strong Risk management culture in addressing identified control gaps and bringing down the count of Fraud incidences.Capacity Development for the entire Risk Management functions of the Bank.Adequate knowledge transfer to the entire Risk Management staff, and also relevant training for Business UnitsProviding necessary support for Risk Management staff at the Management level.Ensuring adequate liaison with the Group office for updates, support, reporting and monitoringEnsuring Regulations guiding risk Management Activities are accessible to all relevant staff.

Lagos State, Nigeria

Reviewing credit proposals in line with risk appetite of the bank.Advising management on suitability of assets to be created.Managing the bank’s credit portfolio.Reviewing of credit applications from various sectors of the economy including Financial Institutions, Real Estate, Project and Infrastructure Finance, SMEs/Retail, and Public-Sector customers.Preparing executive summary in respect of application for the consideration of the Management Credit Committee, Board Credit Committee and Board of Directors.Analysing of obligors’ financial statements and bringing out salient issues needed to guide investment decisions.Assessing possible environmental impact of credit requests.Attending meetings with Relationship Officers to structure appropriate facilities for customers. Visiting project sites to update management on project status.Providing of risk opinion on relationship with subsidiaries and correspondent banks.Advising management on the implications f risk participation in projects handled by subsidiaries in Sub-Saharan Africa and Europe.Advising management on limits to be held with correspondent banks for confirmation of contingent liabilities.Occurring leadership and supervisory roles as the relief Head of Unit in the Credit Analysis and Processing Department.Reviewing and taking credit decisions on credits requests from subsidiaries- Ghana, UK, Gambia, DRC, Senegal and Guinea.

Lagos State, Nigeria

Monitored business activity and recommended appropriate issue-specific, preventive, and corrective actions that mitigated risks and advanced the bank's objectives.Evaluated compliance with existing policies and procedures, and identified and proposed modifications as required.Vetted recruitment process of the human resources department.Worked collaboratively with businesses and departments to implement and monitor remediation efforts that result from internal control assessments and ensure the effective implementation of corrective action.Delivered adequate and timely reports on the internal control framework and control deficiencies to ensure appropriate communication, documentation, and escalation to management.Preformed pre-disbursement audit of all expenses.Reviewed branchgeneral ledgers, proof and ensured reconciliation of accounts.Performed leadership and supervisory roles as the relief Cluster Control Manager.

Lagos State, Nigeria

Monitored business activity and recommended appropriate issue-specific, preventive, and corrective actions that mitigated risks and advanced the bank's objectives.Evaluated compliance with existing policies and procedures, and identified and proposed modifications as required.Vetted recruitment process of the human resources department.Worked collaboratively with businesses and departments to implement and monitor remediation efforts that result from internal control assessments and ensure the effective implementation of corrective action.Delivered adequate and timely reports on the internal control framework and control deficiencies to ensure appropriate communication, documentation, and escalation to management.Performed pre-disbursement audit of all expenses.Reviewed branch general ledgers, proof and ensured reconciliation of accounts.Performed leadership and supervisory roles as the relief Cluster Control Manager.

Nigeria

Engaged in credit monitoring and control activitiesInvestigated reasons for non-performing facilitiesInvestigated reporting on credit audit.Followed up on recovery measures with responsible officers.Other relevant job functions as assigned.

Nigeria

Ensured that costs were incurred in line with budgetary provisions.Ensured WREN tests were performed on intended expenses before they were incurred.Performed call-over of bank’s operations transactions.Ensured activities were carried out in line with the policies of the management.Investigated complaints and unusual happenings and highlighted learning points and recommendations.Conducted snap checks on branches.Ensured adequate checks of the environment in collaboration with the security personnel for security positions before opening the branch for operations.Reviewed branch’s general ledgers, proof and ensured reconciliation of accounts.

Lagos State, Nigeria

Served as the team lead for the internal control and audit team.Involved in the process of instituting effective internal control procedures for the organisation.Ensured satisfactory compliance with the company’s procedure in the conduct of business as well as accounting transactionsVouched station daily product sales as well as their cash lodgements.Confirmed products supplied to fuel stations and regions on a regular basis.Ensured the company’s exposure to fraud and other risks was minimal.Reviewed business processes, policies and procedures to ascertain control inadequacies and operational inefficiencies and proffer solutions.Documented and reviewed audit reports with auditees, and followed up on audit recommendations and action plans to ensure implementation.Involved in writing the final audit reports to the management.Carried out of sensitive investigation for the organization.

Lagos State, Nigeria

Executed all assigned audit tasks professionally and diligently.

Sokoto State, Nigeria

Executed all assigned accounting tasks including bank reconciliation and preparation of monthly reports with accuracy and in adherence to accounting standards.

Master Of Science, Accounting

Bachelor'S Degree, Accounting