Roy Thomas, Crcm Email & Phone Number

Serve as a strategic executive advisor to the Regional Director regarding policy and procedure issues, including those of a complex supervisory, enforcement and/or regulatory nature. Analyze and make recommendations to inform outcomes in novel situations, feed intelligence up to assist in directing the region, and judiciously escalate and filter incoming.

Responsible for managing the work of teams conducting compliance examinations at the largest credit reporting agencies. Responsibilities include prioritization, examination strategy development, and reviewing examinations that assess compliance with the Fair Credit Reporting Act (FCRA). In this role I develop and foster effective relationships with.

Miami/Fort Lauderdale Area

* I lead teams in examinations of depository institutions with assets in excess of $10 billion, and larger non depository institutions, including remittance providers, payday lenders, and mortgage servicers. * Responsible for leading the CFPB's supervisory activities at one of nation's largest banks, which includes overseeing examination and monitoring.

Miami

• Effectively lead and oversee a team of auditors charged with conducting Money Service Business BSA/AML compliance examinations, and payday lender examinations.
• Direct high-risk engagements, particularly assignments which present a high probability of concluding in enforcement actions. Approve violations identified by audit teams, relating to Title 31 and record keeping.
• Manage and oversee complex investigations involving money laundering, Medicare fraud, food stamp fraud, income tax refund fraud, and workers compensation fraud. Utilize a variety auditing principles, forensic.
• Assist with the drafting of statutory revisions, and the formulation of administrative rules. Participate in rules workshops to gather feedback from the industry regarding the impact of proposed legislation

Miami/Fort Lauderdale Area

• Perform comprehensive compliance and financial audits on mortgage lenders, mortgage brokerage businesses, sales finance companies, and automobile dealerships. Responsible for determining if these entities are operating.
• Conduct complex mortgage fraud and predatory lending investigations, including joint investigations with law enforcement agencies.
• Investigate and resolve consumer complaints against regulated entities. Investigations often resulted in significant restitution to consumers.
• Conduct public outreach seminars to community groups to raise consumer awareness regarding predatory lending, finance scams, credit building.

Master Of Business Administration (M.B.A.)

Bachelor Of Arts (B.A.), Finance, General