-Realtor specialized on foreign national investor-Specialized on Luxury Realty-Specialize in New Construction Sales

-Realtor specialized on foreign national investor.-Expertise in market analysis, neighborhood investments and long term growth.-Interpretation of IRS Property Taxation Rules for expats, local nationals of any country, international affairs-Expert in identifying long term solutions and stable finance decisions.

-Ran a successful residential property rehabilitative business.-Secured customer base and build banking relationships.-Managed staff, accounting and all aspects of a small business.-Able to maintain business through financial hardship.-Secured sub-contractors relationships.

-Mortgage Originator primarily resposible for providing Service Business & cCommercial Loans.-Serviced five Designated branches by coaching and mentoring business related partners.-Achieved and exceeded designated goals merchant representatives and personal partners.

Extensive underwriting knowledge compatible with Fannie Mae, FHA and Freddie Mac guidelines. Conducted pricing and structuring of loans and lines of credit while delivering exceptional customer service to existing and new relationships.- Trained new officers in all products, identify cross-selling opportunities and guided in sales tactics to better improve the overall performance of the branch. - Increased branch deposits and loan portfolio by $3 million within a two quarter period previously under- performing. Maintaining client relationships to increase overall households, consistently ranked top company Banker of the Year 3 years in a Row.

Respected broker in Miami Lakes with authority to obtain secondary investor approval from major nationwide lenders. Ability to place customers in the appropriate products delivering conventional and non-conventional mortgages, while exceeding performance goals.- Assisted and partnered with developers onsite to approve or pre-approve accurate loan conditions and disclosures in record time. Provided customers combination of Conventional and Non-Conforming underwriting options, while providing excellent communication and customer service to existing and new portfolio. - Self-underwrote mortgage loans on a wholesale and retail level including home equity loans and cross-selling Life Insurance products to better serve the customer.