Roza Ivanova Email & Phone Number

Sofia, Sofia City, Bulgaria

Bulgaria

 Evaluating financial reports, economic conditions and potential risks. Performing operational and financial analysis (Balanse sheet, P&L, Income statement, Cash flow statement, ratios, relations and forecasts) of SMEcompanies and preparation of reasoned credit statements. Reviewing all potential risk factors involved in runningbusiness. Monitoring the quality of the loan portfolio and taking timely actions to repay past due amounts, renegotiate the exposure, etc. Identifying potential key clients, building relationships and close meetings and new business opportunities. Taking and interpreting customer's needs or instructions, proposing solutions and then up- and cross-selling to develop existing accounts both in terms of revenue and products bought. Presenting and pitching to senior decision makers.

Bulgaria

 Offering and presenting banking products and services, advising clients, cross-selling Maintenance of current accounts, deposits of legal entities and individuals Maintaining clients’ accounting and legal records Keeping in touch with current customers and being responsible for attracting new ones Acceptance, accounting and storage of cash and documents

Bulgaria

 Opening, servicing and closing of all types of customer deposit accounts for individuals Performing cash sales and cash transactions Cash and non-cash transfers Handling of cash (servicing the deposit, withdrawal, and payment of cash; controlling the purity of monetary circulation by following accepted banknotes given are counterfeit or put of date)

Bulgaria

 Keeping in touch with foreign clients Consulting and offering company’s products Inventory management Post-contract customer service Organizing exhibitions Making advertising boxes in the press, posters and leaflets using Photoshop and CorelDRAW

Bulgaria

 Keeping in touch with foreign clients Preparation of weekly, monthly and annual reports Working with primary accounting documents Making invoices, contracts, credit records, reports

Bachelor'S Degree, International Economic Relations

Master'S Degree, Finance

Banking, Insurance And Social Security

Course, Excel Pivot & Power Pivot

Activities and Societies: - create, format and customize pivot tables, visual filters and Calculated fields; - work with data.