-Manage all regulatory examinations and serve as the subject-matter expert on all applicable multi-state and federal regulatory requirements.-Established and maintain all risk and compliance related policies and procedures including the implementation of the policy and procedure management system (i.e., ConvergePoint).-Serve on the “Enterprise Risk Committee;” a cohort of c-suite and executive-level leaders that approve and implement organization-wide policy. -Developed the Compliance Risk Assessment and Monitoring and Testing (M&T) methodologies for the enterprise.-Established the organization’s change management methodology and founded the “Change Management Committee.”

- Developed methodology through the drafting and maintaining of Enterprise Compliance Program Management manuals, procedures, and training materials related to Regulatory Compliance Risk Assessments, Key Control Monitoring and Testing, and Compliance Issue Management.- Advised internal partners on mitigating risk of non-compliance with U.S. regulations by measuring the effectiveness of internal key controls.- Served as the Business Unit Compliance Officer (BUCO) Delegate for the Compliance Group –U.S. Compliance Assessable Unit.- Trained and mentored new and existing Compliance Officers on key pillars of the Enterprise Compliance Program.- Developed Microsoft Excel reports through the extraction of raw data from the Bank’s Governance, Risk, and Compliance (GRC) tool.- Gathered data and supporting materials during OCC and FRB regulatory exams, as well as audits performed by the Bank’s Corporate Audit Department.- Facilitated monthly Enterprise Compliance Program (U.S.) Forums for First and Second Lines of Defense Compliance Officers.

- Performed Risk Control Evaluations to evaluate the effectiveness of AML/BSA/OFAC policies and controls in mitigating money laundering and terrorist financing risks.- Implemented changes based on the outcomes of Risk Control Evaluations.- Validated that issues identified through the Risk Control Evaluation process and other sources were promptly and appropriately remediated by all responsible parties.- Aided in the completion of Regulatory Remediation Projects as required of written agreements set forth by the OCC and FRB.- Trained and mentored newly on-boarded employees and contractors.

- Reviewed residential appraisals to ensure reports were completed in an accurate, high-quality manner.- Confirmed appraisals were in compliance with USPAP, Fannie Mae and Freddie Mac, lender and other regulatory requirements.- Coordinated with appraisers for any necessary revisions to appraisal reports, thereby ensuring deadlines were met.

- Completed post-closing quality control audits on loan files to analyze and re-verify all documents used at the time of loan origination and closing, including bankruptcy records, proof of occupancy, credit reports, proof of employment, etc.- Evaluated documents for misrepresentation, fake-ownership details, inaccurate financial status, etc.Interviewed all critical parties to the loan, such as borrowers, employers and closing agents as needed.- Wrote extremely detailed reports on findings and submitted to private mortgage insurance agencies in a timely manner.

- Day-to-day activities primarily focused on consumer and small business banking, including the opening and maintenance of checking and savings accounts.- Performed domestic and international wire transfers.- Trained new bankers in day-to-day branch operations.