I am bi-lingual, Institutional Investor-ranked, financial services specialist with expertise in equity and credit research at Wall Street firms and rating agencies. I have deep and practical experience in ratings advisory, investor relations, banking regulatory developments and governance issues. My career has developed strong client relationship management skills with global investors, investment bankers, public officials, and internal constituencies. I have broad knowledge of U.S., Latin American and European banking systems and regulation. I also effectively managed a large research analytical team during the financial crisis and consistently led investor, issuer, and regulatory engagement and outreach. Key Competencies & Skills:• Completely bi-lingual and bi-cultural Spanish/English• Fundamental and financial statement analysis• Credit/equity research applications• Bank regulation under the Dodd-Frank Act, Basel III, and other regulatory developments• Bank stock valuation and selection• Forecasting credit worthiness trends and assessments• Enterprise risk assessment and bank governance• Extensive publishing record and influential thought leadership• Latin American financial institutions• Investor relations and marketing • Strategic thinking, planning and problem solving• Highly effective communication and presentation skills • Experienced public speakerwebsite: www.qresearchllc.com