Software-as-a-Service companies have unique revenue and operating characteristics that do not fit traditional banking underwriting criteria. SaaS Capital understands the nuances of the subscription economy, and our unique line of credit structure enables companies to leverage future recurring revenue to access more flexible, cheaper and simply more, capital now to fuel growth. We lend between $2M and $10M to SaaS companies in the US, Canada and UK who have at least $250k in monthly recurring revenue and growing. Companies do not need to be profitable or VC-backed.

Lighter Capital makes revenue-based, also called royalty-based, loans to small and medium-sized businesses needing expansion capital. Repayment of the loan is made monthly as a percentage of revenue from the prior month. As opposed to a fixed payment like a bank loan, payments with the RBF model are flexible and fluctuate with your sales peaks and valleys. Lighter Capital lends between $50k and $500k to fast growing companies.As an early employee at this venture-backed financial services company, I wore many hats. Some of the activities and accomplishments I completed were: • Contributed to the development of the RevenueLoan financial instrument, and its legal, tax, accounting and operational best practices • Channel development with industry partners and a broker/dealer network • Sourcing, vetting, negotiating, closing and servicing nearly 60 financings • Provided scope, strategy and functionality input for development of loan underwriting and servicing software • Contributed to corporate and fund structuring and fundraising • Managed investor relations and regularly reported to the board • Developed business development and sales best practices and managed a small teamLighter Capital was formerly called RevenueLoan.

Provided strategic, financial, policy, and project advisory services for advanced biofuel industry. Principally represented Qatar Airways, Qatar Petroleum and Qatar Science & Technology Park in developing and implementing an aviation advanced biofuel strategy.• Contributed to development of advanced biofuel market analysis white paper, which included technical agronomic and economic models and analysis as well as seed-to-burner tip supply chain analysis. • Developed, presented and collaborated on near-, mid- and long-term strategic pathways for securing renewable jet fuel. • Engaged with policy makers and sustainability non- governmental organizations on behalf of Qatar consortium.

Support and conduct all aspects of venture capital business objectives. These include due diligence on possible investments, sensitivity analysis on portfolio company exit scenarios, vetting entrepreneurs and business plans, market and industry research, comparable company analysis and portfolio company support.Deal Highlights:• Bonanzle $1 million series A funding• RevenueLoan $6 million funding• Acquisition of Melodeo by HP for $30 million

Assisted in all aspects of retainer and transactional-based financial advisory for boutique investment bank. Worked on over twelve buy- and sell-side mergers, acquisitions and private placement assignments, all at various stages in the deal process. Deal Highlights:• $90 million merger of Black Diamond Equipment, Ltd with Clarus Corporation, turning Black Diamond into a public entity and simultaneously merging its operations with Gregory Mountain Products• Acquisition of Oval Concepts by Advanced Sports, Inc.

Contributed to establishing and growing a fundamentals-based North American Gas and Power research and consulting practice for this Edinburgh, Scotland based energy research and consulting firm. North American gas research grew from 6 to 80+ clients during my tenure.• Econometrically and stochastically modeled natural gas demand, price, and storage paths. Wrote and published regular market updates. Researched, wrote and published white papers on topical industry issues. • Provided expert market analysis for North American Gas and Power consulting projects. • Presented market message to clients, prospective clients and at industry conferences and forums.• Project managed development of a natural gas storage valuation model. Researched project viability and managed software development of Excel- and Visual Basic-based model to value North American natural gas storage facilities. Value to clients: siting new facilities and optimizing existing capacity.• Co-developed Monte Carlo model to enhance fundamentals-based price outlook, adding specific and identifiable risk components like weather, oil price shocks and hurricanes. Increased price forecast consistency with NYMEX forward market, and improved price forecasting accuracy, credibility and ultimately, client value.• Co-developed industry’s first Global Gas Model. Led North American data and analysis component for ground-breaking global gas supply, demand and shipping model. Solves for a short-term profit-maximizing shipping strategy for clients’ non-contracted liquefied natural gas (LNG) cargoes and assists in long-term gas production, infrastructure build and shipping strategic planning.• Singly developed a weather forecast / natural gas trading algorithm and authored a white paper detailing this hedging strategy.• Singly pitched, won, completed and delivered small consulting project. Led and delivered market study of client’s proposed Canadian LNG project.

Researched, entered, manipulated and analyzed proposed power plant data for Oracle/Access database product, NEWgen. In depth research and analysis conducted on planned electrical generation with a specific focus on renewable sources and the state of fossil fuel generation.