AeroLeads people directory · profile
Ram Subramanian Email & Phone Number
Chief Marketing Officer, Head of Marketing, Product and Analytics (Deposits Business)
at
Discover Financial Services
2 work emails found
@discover.com
4 phones found area 847 and 224
LinkedIn matched
✓ Verified May 2026
4 data sources
Profile completeness 100%
Current company
Role
Chief Marketing Officer, Head of Marketing, Product and Analytics (Deposits Business)
Location
Greater Chicago Area, United States, United States
Who is Ram Subramanian? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Ram Subramanian is listed as Chief Marketing Officer, Head of Marketing, Product and Analytics (Deposits Business) at Discover Financial Services, based in Greater Chicago Area, United States, United States. AeroLeads shows a work email signal at discover.com, phone signal with area code 847, 224, and a matched LinkedIn profile for Ram Subramanian.
Ram Subramanian previously worked as Chief Marketing Officer, Discover Bank at Discover Financial Services and Vice President, Head of Deposits Operations Strategy at Discover Financial Services. Ram Subramanian holds The Emerging Coo: Driving Innovation And Operational Excellence from Stanford University Graduate School Of Business.
Company email context
Email format at Discover Financial Services
This section adds company-level context without repeating Ram Subramanian's masked contact details.
{first}{last}@discover.com
89% confidence
AeroLeads found 2 current-domain work email signals for Ram Subramanian. Compare company email patterns before reaching out.
Profile bio
About Ram Subramanian
Ram is a results driven and forward-thinking leader with experience spanning multiple industries - across Consumer Banking, Airlines, Automotive and Consulting. A Full-stack Chief Marketing Officer (CMO) known for his unique blend of strategic vision, data-driven decision-making, and operational excellence, Ram has successfully transformed organizations, helping them achieve sustained market leadership and superior customer engagement.Currently as the CMO of Discover Bank, the $90+ billion consumer deposits business at Discover Financial Services, Ram is responsible for the overall deposits growth strategy that spans driving new customer acquisitions, deepening portfolio engagement and increasing customer lifetime value. Ram also serves as the Chair of the Board of Directors for the American Brain Tumor Association, the leading non-profit organization in the US dedicated to advancing the understanding and treatment of brain tumors.Ram's career journey has progressively evolved leading three core aspects for businesses:► GROWTH MARKETING: Led the growth of the consumer deposits business at Discover by over 50% at record profit margins, over last four years as the Chief Marketing Officer of the business. Spearheaded the nationwide advertising launch of Discover Bank’s biggest & most successful integrated marketing campaign in the organization’s 40-year history - spanning media activations, performance optimizations, audience targeting and a wholesome measurement framework - resulting in elevating the overall brand's equity and driving strong customer acquisitions. ► CUSTOMER EXPERIENCE: Played key leadership roles to turn around multiple businesses to achieve top rankings in customer experience and loyalty along with improving customer journey efficiencies - by lowering customer acquisition costs while scaling growth and driving transformations towards personalization, digital optimization, agile marketing and AI-powered consumer analytics.► PRODUCT STRATEGY: Spearheaded product launches across diverse industries, overseeing every phase from inception and design to user testing, execution, and post-launch performance optimization. Developed and implemented omni-channel sales strategies focused on cross-selling and up-selling, driving millions of dollars in incremental revenue and delivering significant bottom-line impact.AREAS OF EXPERTISE:- Large Scale Transformations (Growth, Efficiencies, CX)- People Leadership - Full-Funnel Growth Marketing- Product Strategy, Design, Development & Launch- CRM Strategy & Analytics- P&L Management
Listed skills include Six Sigma, Analysis, Strategy, Analytics, and 46 others.
Current workplace
Ram Subramanian's current company
Company context helps verify the profile and gives searchers a useful next step.
14 roles
Ram Subramanian work experience
A career timeline built from the work history available for this profile.
Chief Marketing Officer, Discover Bank
CurrentHead of marketing, product strategy, pricing & analytics for the $90+ billion consumer deposits business at Discover Financial Services. Lead overall growth strategy and P&L management for the business through performance marketing, product innovation and delivering personalized customer experiences. Recent accomplishments include:► Delivered 15%+ YoY.
Mar 2021 - Present
Vice President, Head Of Deposits Operations Strategy
Headed omni-channel customer experience and payments strategy for the deposits business across the full product suite (checking, savings, money market, CD, IRA). Provided strategic direction towards maximizing customer lifetime value and achieving operational excellence across servicing, money movement and originations customer journeys - driving improved.
Mar 2018 - Mar 2021
Senior Director, Deposits Operations Strategy
Supervised enablement of low effort customer experiences while maximizing operational efficiencies. Led design and delivery of multiple large scale solutions including P2P payments, digital wallets, end-to-end debit platform migration and optimizing digital account opening.
Nov 2017 - Mar 2018
Senior Director, Crm Strategy & Analytics
Led a team of 50+ strategy & analytics talent working on the design & implementation of AI assisted customer engagement strategies, customer retention models, digital analytics, and, predictive modeling. Delivered the design & roll-out of service CRM solutions, loyalty & personalization strategies, data sourcing, infrastructure solution and analytics.
Jan 2016 - Oct 2017
Director, Customer Experience & Analytics
Championed multiple analytics efforts including multi-touch attribution, cross-channel behavior & customer preference, next best offer, and retention analytics across the consumer funnel. Led identification & implementation of $20MM+ annual cost savings by championing continuous improvement and process automation efforts.
Jul 2013 - Dec 2015
Chair, Board Of Directors
CurrentCurrently serving as the Board Chair and leader of the Executive Committee, for the nation’s oldest non-profit organization dedicated to brain tumor education, support and research.
Jan 2023 - Present
Vice Chair, Board Of Directors
Jan 2021 - Dec 2022
Treasurer, Board Of Directors
Jan 2017 - Dec 2020
Member, Board Of Directors
Jul 2015 - Dec 2016
Marketing Fellow
CurrentRecipient of The Marketing Academy’s 2024 US Fellowship, a highly selective merit based executive development program designed exclusively for CMOs to help make the transition to CEO and Board level roles.
Jun 2024 - Present
Sr. Manager, Reservations Planning & Analysis
Held multiple customer experience leadership positions at the airline in the areas of omnichannel CRM strategies, channel analytics, customer journey mapping, workforce management, and, call center automation. Designed and rolled-out a reservations up-selling and cross-selling revenue optimizing solution, estimated to have generated $35M+/yr. to the bottom.
Jun 2009 - Jul 2013
Sr. Consultant, Engineering Analysis
ESG Engineering was an engineering consulting firm specializing in new product development. Led non-linear machine learning modeling & advanced engineering simulation efforts across multiple projects spanning automotive, aerospace, energy and consumer goods industries.
May 2004 - May 2009
Graduate Research Assistant, Mechanical Engineering
Conducted a dissertation research thesis on design & manufacturing of meso-scale cooling & static mixing devices for spacecraft avionics. Co-authored research papers published in the ASME Journal and at the ASPE Annual Conference.
Aug 2002 - May 2004
5 education records
Ram Subramanian education
The Emerging Coo: Driving Innovation And Operational Excellence
Stanford University Graduate School Of Business
Chief Marketing Officer Program
Northwestern University - Kellogg School Of Management
Master Of Business Administration (Mba), Entrepreneurship
W. P. Carey School Of Business – Arizona State University
Master Of Science (Ms), Mechanical Engineering
Michigan State University
Bachelor Of Engineering (Be), Mechanical Engineering
Delhi College Of Engineering
FAQ
Frequently asked questions about Ram Subramanian
Quick answers generated from the profile data available on this page.
What company does Ram Subramanian work for?
Ram Subramanian works for Discover Financial Services.
What is Ram Subramanian's role at Discover Financial Services?
Ram Subramanian is listed as Chief Marketing Officer, Head of Marketing, Product and Analytics (Deposits Business) at Discover Financial Services.
What is Ram Subramanian's email address?
AeroLeads has found 2 work email signals at @discover.com for Ram Subramanian at Discover Financial Services.
What is Ram Subramanian's phone number?
AeroLeads has found 4 phone signal(s) with area code 847, 224 for Ram Subramanian at Discover Financial Services.
Where is Ram Subramanian based?
Ram Subramanian is based in Greater Chicago Area, United States, United States while working with Discover Financial Services.
What companies has Ram Subramanian worked for?
Ram Subramanian has worked for Discover Financial Services, American Brain Tumor Association, The Marketing Academy, Us Airways (Now American Airlines), and Esg Engineering.
How can I contact Ram Subramanian?
You can use AeroLeads to view verified contact signals for Ram Subramanian at Discover Financial Services, including work email, phone, and LinkedIn data when available.
What schools did Ram Subramanian attend?
Ram Subramanian holds The Emerging Coo: Driving Innovation And Operational Excellence from Stanford University Graduate School Of Business.
What skills is Ram Subramanian known for?
Ram Subramanian is listed with skills including Six Sigma, Analysis, Strategy, Analytics, Management, Project Management, Process Improvement, and Product Development.
Find 750M verified contacts
Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.
Start free trial