Thiru Ratnavadivel, Cfa Email & Phone Number

Sydney, New South Wales, Australia

- Involved in carrying out statutory APS 310 engagements for banking clients of varying sizes, the scope of which is as follows: o Providing reasonable assurance over information in specified regulatory reporting forms which are sourced from accounting records; o Providing limited assurance over information in specified regulatory reporting forms which are sourced from non-accounting records; and o Providing limited assurance over controls which have been designed to ensure compliance with all applicable prudential requirements as well as the accuracy of information provided in all reporting forms.- Executing auditor breach reporting obligations for financial services clients under s311 of the Corporations Act and for those who are also AFS licensees under s990K of the Corporations Act- Managed teams which involved proactively administering resource allocation and ensuring timely delivery of work to ensure client satisfaction as well as managing project economics.- Accountable to the Engagement Director & Partner regarding the current status of the audit and proactively bringing to their attention any significant matters/roadblocks encountered during the audit.- Responsible for maintaining quality standards as required by internal guidelines and relevant standards and guidelines issued by the Australian Auditing & Assurance Standards Board.

Colombo, Western Province, Sri Lanka

In my role as Senior Assistant Director, I am ocassionally tasked with leading the on-site examinations of banks, including Domestic Systemically Important Banks (D-SIBs) in addition to the work I undertook as an Assistant Director.This involves ensuring the successful completion of the entire process, from carrying out the actual on-site examination, to updating the Monetary Board on the current status of the Bank and the supervisory concerns raised during such on-site examination.In addition to the above, I have been involved in the following:- Ensuring that banks adhere to all relevant regulations issued by the Bank Supervision Department;- Ensuring that banks comply with the requirements of IFRS 9 and IFRS 13, amongst other accounting standards, and formulating regulations and guidelines in this regard to ensure uniform and prudent application of these amongst all banks;- Reviewing transactions carried out by the treasury function to identify any unusual/suspicious activities;- Checking liquidity management practices and analysing liquidity indicators to asses the current and future liquidity position of the bank;- Evaluating the sufficiency of fixed income securities allocated as collateral for repurchase transactions done with customers;- Inspecting bids placed at the primary auctions of Government securities by the bank on behalf of customers and ensuring that securities are allocated to the customer's depository account based on the volume of bids accepted at the auction;- Ensuring that purchase of government securities by customers are properly concluded with the allocation of appropriate securities to the customer;- Checking whether financial assets held by the bank are valued correctly in their financial statements based on accounting and regulatory requirements;- Reviewing the accuracy of regulatory returns filed by the bank.

Colombo, Western Province, Sri Lanka

Sri Jayawardenepura Kotte, Western Province, Sri Lanka

I have conducted lectures on the following areas:- Regulatory aspects of the treasury & foreign exchange operations of licensed banks (as part of the Certificate in Treasury and Foreign Exchange Operations programme);- Market and operational risk computations for the capital adequacy ratio under the Basel III framework;- Pillar 3 disclosure requirements under the Basel III framework; - Preparation of the statutory returns on the Foreign Exchange Position, Statutory Liquid Asset Ratio, Statement of Comprehensive Income and the Statement of Financial Position;- Computation of the Liquidity Coverage Ratio and the Net Stable Funding Ratio under Basel III framework; and- Classification and measurement of financial assets other than loans and advances under IFRS 9 for Licensed Banks.

Colombo, Western Province, Sri Lanka

My responsibilities, as part of the team regulating banks' activities, involve ensuring that banks are conducting their activities within the ambit of the local laws, regulations, directions and circulars applicable to them.This includes, but is not limited to, the following:- Ensuring that banks adhere to all relevant regulations issued by the Bank Supervision Department;- Reviewing transactions carried out by the treasury function to identify any unusual/suspicious activities;- Reviewing the accuracy of regulatory returns filed by the bank; - Doing end-to-end reviews of large credit facilities granted to customers;- Checking the adequacy of the bank's capital to fund the risks that it undertakes;- Evaluating the activities of the internal audit function and ensure that they are operating in line with the BCBS guidance on the internal audit function in banks;- Inspecting the work of the compliance function;- Visiting branches of banks and checking whether credit facilities have been granted in line with regulations issued by their Head Office as well as us, in addition to checking whether branch operations are being carried out in an appropriate manner.- Going through functions which have been outsourced to third-parties and ensuring that such outsourcing has been done in line with the relevant regulations.

Colombo, Western Province, Sri Lanka

On secondment to the Colombo office, I was tasked with responsibilities similar to that during my time as a Senior Associate at the Maldives office. During this time, I have serviced clients carrying out the following businesses: - Diversified Conglomerates- Software Development- Higher Education- Food and Beverages Manufacturing

Malé, Maldives

I was tasked with leading financial and management audit teams. In addition to handling the vital areas of the audits, I had to ensure project economics by ensuring that the work was completed within the projected time frame in order to avoid cost over-runs. In addition to these, I was answerable to the Audit Manager/Partner regarding the state of the audit and any significant issues that arose during the course of the audit. My responsibility for the audit ended once the audit file was signed off by the Audit Partner and the report was delivered to the client. I also had to ensure that payments were collected from the client on time. I have serviced clients carrying out the following businesses: - Banks- Diversified Conglomerates- Boutique Outlets

Malé, Maldives

I was responsible for carrying out management audits for clients based on their requirements and providing assurances regarding their business processes and providing solutions to plug any gaps or weaknesses in their processes. In addition to this, I carried out financial audits to provide owners, directors and other stakeholders assurance regarding the accuracy of the financial statements prepared by the company. I was also involved in providing a range of business advisory services, including the following:- Business Process Re-engineering- Selection and monitoring of Enterprise Resource Planning (ERP) software vendor- Preparing business proposals- Assessing the financial capacity of various Goverment Ministries and Departments- Collection and verification of data with regard to raw material utilisation and finished good production and sales- Verification of the accuracy and reliability of marketing expenditure claims. I have serviced clients carrying out the following businesses: - Banks- Central Bank- State Owned enterprises- Hospitality- Airport Management- Water Production & Waste Water Management- Non-Governmental Organisation- Beverages Manufacturing- Manufacturing

Colombo, Sri Lanka

I was responsible for satisfying the marketing needs of clients, who comprised Doctors based in Canada and the USA. This involved writing press releases for them, providing marketing literature for them based on their specific requirements, and optimizing their websites for high rankings on search engines using Search Engine Optimization (SEO) techniques.In addition to this, I was involved in carrying out extensive research and writing articles based on a broad range of topics, including leisure, holidays, games and museums.I also transcripted interviews provided by clients over the phone.

Msc, Finance And Economics, Distinction

Dissertation Topic: “Does cross-ownership of banks in Sri Lanka affect their competitiveness?" Modules: - Economic Analysis - Quantitative.

Financial Accounting, Fellow Member

Membership No - 6018

Management Accounting

Former Associate Member

Bsc, Applied Accounting, Upper Second Class Honours

Research and Analysis Project: “An analysis and evaluation of the business and financial performance of Idea Cellular Limited over a three.

International Diploma In Compliance, Compliance, Professional Member

This course is awarded by the International Compliance Association in association with the Alliance Manchester Business School, University.

Accounting Technology/Technician And Bookkeeping