Ruby Bond Email & Phone Number

Remote

As the Vice President of Special Requests my expertise spans credit risk management, real estate management, and loan compliance. I lead a robust team, managing a diverse array of multifamily portfolios and securitized assets, including forward obligations and bond transactions. My keen insight into GSEs, investors, and master servicers is unmatched, as is.

Remote

Multifamily Commercial Real Estate Asset Management

Washington, District Of Columbia, United States

Senior Manager for the Borrower Requests and Consents team. Responsible for managing all non-delegated requests with the exception of Assumptions, Seniors and Credit Facilities. Also responsible for Priority Channel Borrowers. Managing the team that processes over 3,500 borrower requests per year; with quick turnaround on low risk requests.

Washington DC-Baltimore Area

Over 23 years of financial and mortgage industry experience, asset management, quality control and risk management. Extensive knowledge of GSE Guide and Asset Management requirements. Strong financial analysis, creative problem solving, and negotiation skills. Ability to effectively present information and respond to questions from all levels of Fannie Mae.

Washington D.C. Metro Area

• Managed a $5 billion annual property inspection and financial analysis process.
• Monitored and evaluated the respective lender partner’s asset management business model.
• Provided feedback and exercised sound real estate and credit judgment to a wide variety of questions, requests, and issues that arose from internal and external stakeholders.
• Lead cross-functional team in developing and implementing framework to expand skills and knowledge of employees within department.
• Lead teams in special technology, audits, team building, workstreams, and new product development. Also participated in DUS Lender Assessments.
• Eliminated key dependencies refining the organizational structure to align people and skills.

Washington D.C. Metro Area

• Managed a $500 Million investment portfolio of loans for the affordable housing needs in the underserved area of Chicago.
• Managed a $2.5 Billion direct bond purchase book of business to ensure compliance with bond covenants and finance terms.
• Manage on-going monitoring of construction portfolio. Recommend and approve all site visits prior to approving transactions exit strategies.
• Review and analyze FHA request for Fannie Mae's FHA loan portfolio to identify credit and other risk and propose mitigants.
• Collaborated with multiple business units to ensure appropriate controls and procedures were in place to mitigate risk.
• Developed and maintained Asset Management policies, procedures and processes

Washington D.C. Metro Area

• Performed SOX evaluations by reviewing process maps and the internal control environment, testing critical controls and developing deficiency tracking plans to remediate all open deficiencies.
• Provided oversight and supported the effective operations of a team of four to facilitate loan fundings directing all daily transaction management activities including committing, delivery, funding, certification and.
• Leaded cross-functional team in developing and implementing operational excellence framework to expand skills and knowledge of employees within department.
• Created end-user system for tracking manual deals through Strategy.
• Created end-user collateral tracking system to track letters of credit, promissory notes and deeds of trust.

Washington D.C. Metro Area

• Closed various pools, MBS, Megas, REMICS, Options/Puts, created wires to fund MRBs and MFHBs.
• Worked with dealers to resolve all discrepancies prior to settlement; verified the terms of the transactions and any changes that could occur before settlement such as a change in settlement date, difference in final.
• Streamlined the funding process to eliminate multiple touches

Washington D.C. Metro Area

• Managed the back office operations in Public Finance for single family mortgage revenue bonds and multifamily housing bonds.
• Closed over $7.5 billion in bond purchases, closed up to 17 single family revenue bonds and multifamily housing bonds weekly.
• Primary contact with customers such as housing finance agencies, bond counsel, trustees, investment bankers, and Fannie Mae staff in preparation for bond settlements.

Legal and Personnel Administrative Specialist, Noncommissioned Officer (NCO)Mobilization Noncommissioned Officer in Charge (NCOIC)Physical Fitness & Weight Control Noncommissioned Officer in Charge (NCOIC)

Rosslyn, VA

Managed company’s promotional product line, maintained inventory, negotiated prices for new products. Supervised employees, wrote job descriptions, performance appraisal and recommended employee development training. Also wrote a manual for administrative support staff. Reconciled monthly general ledger ($1.5 million) tracked and paid department invoices..

Master Of Business Administration - Mba, Organizational Behavior Studies

Bachelor Of Science - Bs, Labor And Industrial Relations

Certified Yoga Teacher

Bachelor Of Science - Bs, Human Resources Management/Personnel Administration, General

Bachelor Of Science - Bs, Human Resources Management/Personnel Administration, General