Ruby Malik

Ruby Malik Email and Phone Number

Compliance Officer Customs and International Trade @ HM Revenue & Customs
London, GB
Ruby Malik's Location
London, England, United Kingdom, United Kingdom
About Ruby Malik

Experienced individual from a banking background with over 10 years in Corporate & Institutional Banking as a Credit Analyst. Good understanding of client structures, business profile, accounts and cash flow analysis and industry background. Familiar with banking policies and credit procedures. Ability to on-board new clients/facilities and deal with all the associated administration including KYC/AML compliance. Above experience utilised in a customer-facing role as a Redress Case Handler in a vast remediation project for the RBS. Gained extensive experience in project management, customer sales journey, knowledge of regulated products (Interest Rate Hedging Products IRHP), FCA sales standards, guidelines and principles, assessing large customer case files including understanding of loan facilities and redress cash flow and interest calculations, responding to customer complaints in writing and in meetings. Excellent analytical and communication skills, ability to work with large volume of case loads, customer focussed and dedicated. These experiences put me in an ideal position to take on the PPI Case Handler role. Now looking for a new contract role within any remediation project.

Ruby Malik's Current Company Details
HM Revenue & Customs

Hm Revenue & Customs

View
Compliance Officer Customs and International Trade
London, GB
Website:
gov.uk/HMRC
Employees:
24632
Ruby Malik Work Experience Details
  • Hm Revenue & Customs
    Compliance Officer Customs And International Trade
    Hm Revenue & Customs
    London, Gb
  • Hm Revenue & Customs
    Compliance Officer Customs & International Trade
    Hm Revenue & Customs May 2017 - Present
    London, United Kingdom
    Tax professional and compliance officer for all UK customs and international trade.
  • Uk Export Finance
    Case Officer
    Uk Export Finance May 2016 - Present
    London, United Kingdom
  • Royal Bank Of Scotland
    Redress Case Handler
    Royal Bank Of Scotland Apr 2013 - Nov 2015
    London, United Kingdom
    Amongst the longest running Case Handlers in a high profile, vast and complex RBS remediation project with a strong focus on regulatory compliance involving SMEs who were mis-sold interest rate hedging products. An excellent track record of managing the highest volume of customer cases with a total of 1,095 during a short-term contract extended to 2.7 years. Great communication and organisation skills to explain the rationale for the redress outcome to hundreds of customers against strict targets and deadlines imposed by the FCA. Excellent analytical skills to review individual cases with thorough understanding of customer sales journey, loan facilities, credit policies, regulatory products, FCA framework, redress calculations and rationale for the redress.Diligently managed the portfolio to ensure all cases progressed in accordance with the FCA agreed framework from inception to closure.
  • Anz
    Credit Analyst
    Anz Jul 2000 - Nov 2012
    Canary Wharf, London
    Worked for a single AA rated international bank with over 10 years spent in credit risk analysis role. Good banking background in CIB products and services, customer business profile, industries, financial analysis and cash flows, portfolio management, on boarding new clients and due diligence compliance. Awarded the 2010 CEO Institutional Award for using own initiatives and delivering above targets.Mainly based in London but also worked in New York office in 2006.

Ruby Malik Skills

Credit Loans Relationship Management Portfolio Management Corporate Finance Operational Risk Finance Retail Banking Financial Risk Highly Skilled Communicator Management Overseas Experience And Adaptable To Cultural Diversity Ability To Interpret Documents And Policies Credit And Risk Evaluation As Well As Financial Analysis Highly Motivated To Learn About New Software Tools To Enhance Performance Substantial Administrative Experience Trained In Self Development Through Many Courses Including "break Out"

Ruby Malik Education Details

Frequently Asked Questions about Ruby Malik

What company does Ruby Malik work for?

Ruby Malik works for Hm Revenue & Customs

What is Ruby Malik's role at the current company?

Ruby Malik's current role is Compliance Officer Customs and International Trade.

What schools did Ruby Malik attend?

Ruby Malik attended Birkbeck College, University Of London.

What are some of Ruby Malik's interests?

Ruby Malik has interest in Foreign Affairs, Children, Education, Environment, Literature, Poverty Alleviation, Disaster And Humanitarian Relief, Human Rights, Animal Welfare, Charities And Interior Design.

What skills is Ruby Malik known for?

Ruby Malik has skills like Credit, Loans, Relationship Management, Portfolio Management, Corporate Finance, Operational Risk, Finance, Retail Banking, Financial Risk, Highly Skilled Communicator, Management, Overseas Experience And Adaptable To Cultural Diversity.

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