Ruby (Ling-Yi) Hsiao Email & Phone Number

Eindhoven, NL

• Prepared a five-year financial forecast & cash flow projection to support in fundraising activities such as subsidy applications and discussions with investors. Successfully raised fund of €50K and received loan of.
• Continuously improved the company's pitch to communicate the milestones achieved in the best possible way.
• Participated in startup programs to make the company ready for more investors.
• Managed the company's expenditures to enable the startup to complete its milestones but also stay financially healthy.

• Led and coached a team of 3 professionals in delivering monthly management reports promptly and accurately to the MD and Group Finance VP.
• Reviewed monthly Balance Sheet with all accounts reconciled.
• Conducted P&L variance analysis against the budget, previous month, and corresponding period last year, providing guidance to sales and operation teams on company objectives.
• Managed cash flow projections to minimize finance costs and optimize timing difference.
• Created annual budget templates and collaborated various teams to gather data and formulate strategies aligned with company objectives.
• Reviewed quarterly VAT returns and addressed HMRC issues.

Eindhoven, North Brabant, NL

Review the financial forecast for fundraising and search for suppliers in Taiwan.

Utrecht, NL

With a team of 4, crafting a long-term content strategy in order to strengthen VodafoneZiggo's current competitive advantage as well as increase its customer base and retention.

Utrecht, NL

Conducted a survey and analyzed competitors to devise feasible marketing and pricing strategies to retain and attract the most optimal number of members.

Singapore, Singapore, SG

• Led a team of 9 people, reported directly to Group CFO.
• Conducted 5-year forecast and provided assistance to other departments as needed.
• Investigated variance of budget and actual figures on a monthly basis.
• Drove process improvements related to budgeting, reporting and analysis.
• Maintained relationships with banks, reviewed loan schedules and optimized cash flow.
• Constructed non-financial database to support new business projects and expansion planning.

Singapore, Singapore, SG

• Directly reported to CFO.
• Compiled non-financial database, derive non-financial performance measures and designed various supporting templates for budget;
• Reviewed 5-year financial forecast for current business models and performed scenario modeling for business development activities;
• Was a key linkage cross finance and sales, to collaborate with Heads of Sales and Personal Training departments and communicate results, modeling activities and other observations;
• Managed the financial health of the business through monitoring daily cash flow, forecasting business trend and analyzing the impact on future business results;
• Liaised with banks and financial institutions for financing Capex and credit card charge rate.

Singapore, Singapore, SG

• Prepared consolidated financial reports after month-end closing, understood and be able to explain relationships between operational performance and financial results;
• Generated 5-year budget, performed variance analysis to explain differences in performance and made improvements going forward;
• Proactively provided analysis and insight from different viewpoints to the CFO Taiwan, identified which products have the highest profit margin and which club could not even support its operating expenses;
• Worked with software suppliers to install data managing system and to develop various reporting templates to provide timely management reports;
• Supported IPO, including meeting with securities firm, law firm and accounting firm, and stock affairs.

• Reported directly to Group CEO for financial strategy suggestions.
• Executed monthly close process and improved accuracy of financial statements.
• Initiated process improvement which had impact on accounting and other departments.
• Performed cost analysis for a joint venture project.Accomplishments:
• Decreased bad debt allowance (AR collection increased) by 23%.
• Increased price by 8% through in-depth cost analysis.

Worldwide, OO

• Led teams of up to 3 people. Managed multinational clients in both Financial Institutions (bank, leasing and venture capital) and Construction.
• Identified and evaluated internal controls, performed complex audit procedures to identify audit and accounting issues and prepared audit results and findings.
• Prepared and reviewed financial statements in accordance with IFRS and ROC GAAP.
• Filed clients’ tax return.
• Assisted the issuance of Euro Convertible Bond (ECB).Accomplishments:
• Received client appreciation for overall work delivered.

• Organizing bills and invoices in addition to the cash flows forecast and facilities management to settle customers and suppliers' balances;
• Preparing journal entries and a simple annual Balance Sheet and Income Statement using QuickBooks and liaised with Accountant;
• Improving the archive of financial statements.

Worldwide, OO

• Audited clients within the textile, electronics and entertainment industries. Performed and documented audit test according to the International Audit Standards, including test of details, comparable analysis and.
• Financial statements reconciliations, intercompany reconciliations, bank reconciliations and payroll reconciliations. Sending bank confirmations, stock take and internal control test.
• Ensured completion of field audits within agreed timescales, and reported to either a manager or senior manager.

Master Of Business Administration - Mba, Business Administration And Management, General

Master'S Degree, Accounting And Financial Management

Bachelor Of Arts - Ba, Economics