Rufus Kumar Email & Phone Number

Karnataka, India

• Develop quarterly financial reports, budgets and forecasts to track revenue generation and expenditures.
• Review of Bank Reconciliations & Co-ordination with Banks as and when required
• Branch cost and profit analysis on monthly basis
• Monitoring and reconciling of all Office Accounts, Receivables and Payables on a daily basis.
• Consistently trying to achieve revenue goals and ranking among top performing Apollo Franchises.
• Expertise in observing local market trends and implementing effective business strategies

Mumbai, Maharashtra, IN

• Managing & supervising CTS Clearing Activity for entire Southern Grid locations.
• Managing RTGS & NEFT transactions.
• Supervising & Mentoring team members spread across South Clearing Grid Locations to excel in their given roles
• Monitoring and reconciling of all Office Accounts, Receivables and Payables on a daily basis.
• Authorize and release all RTGS & NEFT transactions from Banks end.
• Ensure Error free transaction processing with no operational loss.

Mumbai (Maharashtra), IN

• Responsible for branch cost and profit analysis on monthly basis.
• Ensuring audit compliance through effective book keeping.
• Handling the retail banking operations in the branch and ensuring strict compliance to the statutory regulations.
• Ensuring strict implementation of AML (Anti Money Laundering) guidelines with respect to KYC and new account opening.
• Administering the aspects connected with facilities management, internal external audits and dealing with statutory bodies.

Mumbai, Maharashtra, IN

• Managing entire Clearing Activity – MICR clearing & CTS Clearing for all Branches in Bangalore
• Monitoring and reconciling of all GL Accounts, Receivables and Payables on a daily basis
• Supervising & Mentoring team members of Teller Counter & Clearing Operations to excel in their given roles
• Ensure that CMS facility is effectively used and lodged under proper Product Code in CMS for speedy realization and credit to customers account.
• Authorize transactions processed in the branch by the tellers in line with Bank’s policy.
• Verify that all account opening documentation are as per KYC & AML guidelines and compliance to KYC and AML policy are strictly adhered to by the team members.

Abu Dhabi, AE

• Taking care of Branch Operations and handling day to day operations.
• Monitoring large volume transactions & reporting to internal Anti Money Laundering team.
• Processing of TT’s through SWIFT to both individual & corporate customers, providing day end TT report to HO.
• Providing superior service to customers of Western Union & ensuring the daily tallying of the same with XCQ.
• Monitoring transactions over counter’s to ensure that Products & Services offered is not used for conducting illegal activities.
• Building and maintaining healthy business relations with high net worth and corporate clients, ensuring high customer satisfaction by quality service.

Mumbai, Maharashtra, IN

• Handling Clearing Operations-Inward, Outward-MICR and HV, ECS Settlement.
• Handling Cash Management Service (CMS) Activities.
• Reconciliation of GL Accounts & controlling suspense accounts like Receivables and Payables.
• Processing RTGS-Real Time Cross Settlement Transactions and NEFT- National Electronic Funds Transfer txns.
• Handling teller counter which involves complete cash transactions both receipts and payments

London, England, GB

• Handling teller counter which involves both cash transactions & non-cash transactions.
• Receive Cash Deposit envelope’s deposited in ATM’s &Sevak Machine, verify amounts & check accuracy of deposit slips
• Issuance of Pay Order’s, Corresponding Bank DD’s and Demand Drafts.
• Creation and closure of Fixed Deposits, Fund Transfer’s etc & handling all High Value cheque postings
• Placing Stop Payment of cheques, Lien or removal of Lien on a/c’s as per customer’s request.

Mumbai, Maharashtra, IN

• Handling teller counter which involves complete cash transactions both receipts and payments
• Issuance of Manager’s Cheque and Demand Draft
• Creation and closure of Fixed Deposits. Transfer of funds internally
• Preparation of daily reports on core accounts
• Handlings all queries of cheque returns & solving customer complaints by giving a satisfactory solution.
• Being the ATM Custodian, handling all work pertaining to ATM

• Supervise the entire Business of the Branch and handling day to day operations.
• In charge of entire Branch revenue & ensure given targets are achieved by the team.
• Responsible for keeping records updated pertaining to Sales Tax & Profession Tax.
• Leading & monitoring the performance of team members to ensure efficiency in Branch operations & meeting of individual as well as Branch targets.
• Fully committed for providing the highest standards of customer service and support. Branch set up: I was instrumental in setting up UAE Exchange & Financial Services new Branch in Salem. The new Branch set-up was.

Master Of Business Administration - Mba, Banking

Bachelor Of Commerce, Commerce