Rafael Rugero Email & Phone Number

• Cold calling investors, delegate , negotiate and manage deals. Structor deals in South Florida to continuously build a portfolio of buyers/investors Compound Present value of assets for future investment revenue. • Quantitate data analytics for market risk margins.• Develop, manage and operate marketing strategies for book of clients. • Determine True value of investment for correspondent buyer.• Operate and oversees all legal state and federal rules and regulations on behave of client.

Tampa/St. Petersburg, Florida Area

• Prepare monthly, quarterly financial reports, perform analysis to determine root of cause and explain variances. • Conducts research and analysis to provide management with internal data analysis• Assists Financial Reporting Manager to analyzed regulatory reporting adjustments and fulfill corporate reporting requirements. • Perform research on changes on new regulatory reporting requirements and accounting standards and its impact to the group’s reporting.• Maintain and develop regulatory knowledge to serve as a subject matter expert and central point of contact for FED Reporting and interact with regulators as needed to provide information and responses.• Maintain communication with the Financial Reporting Group, IT, and the Control & Reconciliation Group to ensure that regulatory reporting requirements are properly addressed on all levels of system and procedural changes, including the introduction of new bank products.

• Create monthly probabilities and risk values presentations to senior executives.• Supervise and lead corporate representatives, to achieve department’s mission statement.• Provide client with a tailor expectative of service, while directing the department to an internal functional atmosphere. • Cooperate with VP of finance with monthly investment reports

Master Of Science (M.S.), International Real Estate

Program courses: •Real estate market analyst •Real estate finance •Advance real estate investment and valuation •Seminar in International.

Bachelor'S Degree, Finance, General

Relevant Coursework: Statistics, Managerial Accounting, Principal of managerial finance, Research and statistic analysis, Money.

Associate Of Arts (A.A.), Business Administration And Management, General