Ph.D., CFP®, Professor, Director of Graduate Studies in the Personal Financial Planning program in the Division of Applied Social Sciences at the University of Missouri, Past President of the American Council on Consumer Interests, and Editor of the Journal of Consumer Affairs. I'm committed to the building of a wealthier, healthier, and happier world through innovative, rigorous, and evidence-based research that informs policies and practices to enhance households’ resilience and well-being. I received the best paper award from the CFP Board, AARP, American Council on Consumer Interests, and American Association of Family & Consumer Sciences.