Daisy (Ruobing) Zhang Email & Phone Number

Guangzhou, Guangdong, China

• Assisted in establishing risk control models, decision-making deployments, and related workflow management. Developed approval rules and strategy management for leasing clients, customized differentiated risk control models for different types of clients, tested the validity of external data models, and explored feasible application scenarios for credit information products in risk rules and risk early warning indicators• Participated in green energy business development, assisting in building a photovoltaic power station monitoring dashboard on Tableau. Used SAS and SQL to establish monitoring and early warning indicators, unifying data standards for standardized business data. Led the integration of operational and power generation data from multiple photovoltaic manufacturers, developing photovoltaic completion rate calculation standards to guide business focus in core regions• Drafted "Market Risk Management Measures" for the business, monitored weekly spot price changes of photovoltaic components, industry news, and policy impacts on risks. Prepared timely business-specific reports to inform future business adjustments, contributing significantly to risk management and strategic decision-making

Shenzhen, Guangdong, China

· Finance: updated 8 financial chapters of prospectus draft; established company valuation model; wrote more than 5 memorandums of related transactions and abnormal bank flow; calculated supplement liquidity; participated in inventory of most profit subsidiary· Legal: created materials for filing of shareholding system reforms; streamlined exchange listing and reporting rules; structured IPO due diligence PowerPoint in compliance management· Developed 40-page each pitch materials for target clients in new technology automobile industry and outsourcing manufacturing industry; composed research plans for potential customers' refinancing business

Shanghai, China

· Assisted in IPO project of an animal husbandry company, joined in financial verification of over 50 subsidiaries and nearly 200 personnel bank flow, revamped a 3-year walk through testing· Prepared company's shareholder information list and the company's recent 20-year historical shareholding structure change table; preside over interviews with Taiwanese suppliers· Managed on-site interview materials of suppliers and customers; generated bi-weekly regular meeting minutes

Fuzhou, Fujian, China

· Performed due diligence and edited prospectus materials for a $2 billion IPO of a state-owned tendering purchasing company· Evaluated over 20 subsidiary corporations to validate associated financial statements; created more than 2400 confirmation letters, including customers and suppliers· Contributed to first round of exchange feedback preparation work, sort out comparable company information, and delivered case analysis to provide support for feedback responses

Shenzhen, Guangdong, China

· Formulated and back-tested client’s system stability under stress scenarios and developed key performance metrics. · Investigated banking performance and improved client connections, with a focus on augmenting active users. · Prepared pitch books and assisted in benchmark analysis for the digital transformation of a credit union client.

Guangdong, China

• Used WIND Terminal to collect data on foreign currency and foreign exchange rate (e.g. HIBOR/LIBOR/SHIBOR), analyzed the impact of the change of interest rate.• Assisted to monitor everyday loan and deposits data, make daily L&D reports and manage projects to smooth the commercial reserve.• Assisted in market research and interpretation of banking industry analysis, focused on cross-border transactions and offshore loans between mainland China and Hong Kong and Macau SAR.

Cape Town Area, South Africa

• Performed in-depth research and analysis in the local organic market, help optimize product structures, then increased the profit margin by 5%. Awarded with “top prize team”. • Assisted with accounting procedures, calculated and organized cash flow statements, compared business account by matrix according to customized requirements.• Brainstormed and applied marketing strategy and attracted potential partners and customers.

Fuzhou, Fujian, China

• Conducted field trips to analyze the feasibility of over 5 companies in 3 different industries, analyzed financial reports for the debt examiner to make final investment decision; Produced high-quality review opinions on industry risk and potential benefits• Assisted in the execution of sales plans for financial products, analyzed the internal sales data.

Beijing City, China

• Participated in cultural communication with directors of European Union international art festivals.• Cooperated with art institutions in Shanghai and Wuzhen to negotiate the opening program of Shanghai International Art Festival and Youth Drama Competition of Wuzhen Drama Festival, Wuzhen traditional cultural feast, and many other activities.

Master Of Science - Ms, Risk Management And Financial Engineering, Merit

Modules: Financial Statistics, Risk Management and Valuation, Financial Engineering, Stochastic Calculus, VBA

Honours Bachelor Of Science, Economics Major & Statistic Major, 3.6

Activities and Societies: Center of International Experience: iConnect Mentor 3M Running Club Event Executive Included in Dean’s list.