Rupal Dhruva Email & Phone Number

Mumbai, Mh, In

Singapore

Singapore

Maharashtra, India

• Involved in compliance audits based on regulatory guidelines. • Planned audit engagements, Execution of audits by evaluating design and operating effectiveness of controls in the areas under scope, highlighting potential risks and control gaps to stakeholders.• Covered compliance of regulatory guidelines in areas like: Exposure monitoring, Working Capital Demand loan monitoring, Calculation of scenarios and sensitivity analysis by markets team, Benchmarking on loans, Legal Entity Identifier checks for large corporate borrowers. • Covered controls in Trade Products like Supply Chain Financing and Exchange Earner’s Foreign Currency Accounts.• Preparation of auditable workpapers which demonstrate the work performed during the review. • Preparation of concise, clear reports with facts and highlighting risk and control gaps to senior management.• Involved in issue management and action plans closure and validation.• Preparation of Compliance annual audit plans for India based on the various risk existing in various line of business.• Preparation of metrics for senior management and regional stakeholders highlighting issues, action plans and status of remediation• Developed proficiency in data analytics in various areas audited

Maharashtra, India

• Involved in end-to-end process of audit including planning, field work and report writing.• Ensure timely and appropriate executing of audit, evaluating design and operating effectiveness of controls.• Adopting a risk-based approach and evaluating materiality and weakness in controls• Conducted audit in areas like Retail Branches, Payment’s processing, Credit functions, Finance covering Internal Capital Adequacy Assessment process, Compliance, Treasury back office.• Preparation of auditable workpapers which demonstrate the work performed during the review. • Providing management an assurance on the functioning of controls and risk within the bank. • Ensured issues and action plan has been appropriately remediated.• Write concise, clear reports with facts and explanations that are suitable for senior management.Highlight potential risks and quantify either value at stake or improvement potential wherever applicable • Ensure issues are tracked and appropriately closed.

Maharashtra, India

• Part of Retail Finance team and was involved in performance measurement and reporting of performance of all major business and product lines, highlighting deviations and analyzing reasons for these to provide quality information to senior management. • Covered the Private Banking segment and New Business team of Standard Chartered Bank.• Coordinating Forecasting and Budgeting exercise of Retail Banking Finance as a whole.• Providing insight to business by providing various Cost MIS and tracking costs line wise.• Liaising with business and providing ALCO Projections, providing various margins and yields which helps in analyzing balance Sheet momentum of Retail Banking Business.• Ensure timely & correct submission of financial returns to various internal & external authorities.• Liaising with external auditors with a view to ensuring smooth completion of audit.• Enforce financial control disciplines through review of Trial balance accounts and periodic reconciliation of P&L and Balance Sheet accounts between Front end system and back-end system.

Maharashtra, India

• Involved in index construction and maintenance by tracking monthly movement of financial ratios related to Asian markets with focus on Korea, Singapore, Pakistan and Japan.• Quarterly and Annual review of indices calculating free float of companies, foreign ownership limits and latest market capitalisation. Review of the MSCI methodology related to the indices• Classification of various securities as per the Global Industry Classification Standard (GICS) methodology (Joint Product with S&P)• Competitor Analysis and Benchmarking of Different companies.• Studying Industry Trends of Home-Building Industry.

Certified Anti-Money Laundering Specialist (Cams)

Chartered Accountant, Commerce