1) Headed client account opening process for various capital market funding products (listed below) for 3 NBFCs. The activity involved issuance of sanction letters, loan documentation, opening of POA demat & bank accounts, client master creation, activation & documentation storage. Ensuring adherence to KYC guidelines for various categories of clients viz; Individual, Corporate, HUF, Partnership firms etc..• Loan against Securities • Margin Trading Funding • Promoter Funding• ESOP Funding • Commodity Funding • IPO Funding2) The major challenge in this role is to ensure correct execution of documentation, compliance to regulatory requirements, reporting of correct client account opening status at each touch point to business teams.3) Deft in performing RBI, Statutory & Internal audits for documentation processes. To liase & resolve queries raised by the auditors with requisite supporting documents & explanations.4) Contributed in carrying Risk & Control Self Assessment (RCSA) at Edelweiss Level as per the requirement of Companies Act (Internal Financial Control).5) Responsible for preparing presentations for monthly/yearly review to senior management & board meetings.6) Handling investor grievance cell for 3 NBFCs. The activity involved monitoring of customer grievances received & its resolution.7) Responsible for empanelment of Direct Sales Agents (DSA) & payout process.8) Leading, mentoring & monitoring the performance of team members to ensure efficiency in operational processes.9) Preparation of periodical reports and MIS for monitoring & reducing operating cost for NBFC operations.10) To ensure compliance to regulatory requirements by uploading clients credit credentials to credit agencies viz; CIBIL, Highmark, Experian & Equifax.

 Handling post sanction activities viz; Issuance of sanction letter & preparation of legal documentation for various capital market & corporate finance products in accordance with the terms & conditions approved by the credit committee. The various capital market & corporate financing products are as follows:Corporate Finance Capital MarketChannel Financing Arrangement Loan against SharesInvoice Discounting Facility Loan against Mutual FundsVendor Financing ESOP FundingTerm Loans IPO FundingLease Rental Discounting Line of creditWorking Capital demand Loans Margin Trading FundingInfrastructure & Project Financing Promoter Funding The major challenge in this role is to ensure proper documentation by incorporating all the covenants mentioned by the various credit committee members upon co-ordinating the same with Risk & Business department. Scrutinising the executed documents submitted by the clients & to provide clearance to operations team for activation of the borrower account after all discrepancies being resolved with coordination with Business & Risk team. To ensure safe storage and custody of executed documents and collaterals. To maintain MIS for tracking pending documents to be received from client and ensure receipt of pending documents, if any within defined timelines. To engage with internal and concurrent auditors for documentation audit. To resolve the queries raised by the auditors with requisite supporting documents Continuous improvement in the operational processes by identifying the areas of improvement. Preparation of periodical reports and MIS for monitoring business performance.Awards & Achievements: Awarded with ACE award for exemplary commitment & support.

Handling queries raised by government regulators viz; SEBI,CBI, Serious Fraud Investigation Office (SFIO), Finance Ministry & IT Department. The activity involves furnishing confidential information pertaining to dematerialisation of securities to the said regulators for the purpose of investigation/surveillance.Appraising companies & scrutinizing relevant documents ensuring compliance with organizational policies before admitting such companies to NSDL who wish to provide the facility of dematerialisation to their investors. Performing the functions of assessing creditworthiness of companies after evaluating its financial soundness and verification of title for admitting in NSDL for dematerialisation of their securities such as equity shares, preference shares etc. Responsible for handling interest payment of government securities for all the investors/entities holding their government securities in dematerialized form. NSDL performs the role of a registrar for the securities allotted by RBI on behalf of State & Central Government of India. Responsible for handling transfer of government securities from Subsidiary General Ledger (SGL) form to dematerialized form (Value Free Transfer)Contributing in development of the New Web based Depository Application as a Team Member. The activity involves understanding the current depository system in depth (modules assigned-Corporate Actions & System Security), analysing the weaknesses in the current system & developing an enhanced & upgraded new system.Serving as a co-ordinator for Audit Committee Meetings (ACM) held at NSDL. The activity involves co-ordinating with all departments of NSDL for placing their replies in the front of the Audit Committee for their review, with regards to the discrepancies raised by the Internal Auditors in Operational Review Reports & Internal Audit Reports and preparing agendas, notices & minutes of ACM thereof.

The Highlights: Establishing plans for allotment of Credit- Card on the basis of field investigation reports and their credit limits. Demonstrated diligence and caution in work, keeping in mind the interest of the bank and the customer by strictly adhering to the credit policy.Reflected due vigilance during credit assessment to detect potential fraud & delinquents.

1) Establishing plans for allotment of Credit- Card on the basis of field investigation reports and their credit limits. 2) Demonstrated diligence and caution in work, keeping in mind the interest of the bank and the customer by strictly adhering to the credit policy.3) Reflected due vigilance during credit assessment to detect potential fraud & delinquents.

The Highlights: Resourcefully conducted Internal/ Stock Audits for the following;