Rushabhdev Shah Email & Phone Number

Mumbai, Mh, In

Mumbai

Responsibilities - • Led the PMO for an SFB partnership with a B2B digital ledger fintech to scale unsecured loan AUM to $30M for merchants.• Crafted the product roadmap and MVP features for Consumer Loans on a digital payment app.• Conducted technology due diligence for an Impact VC Fund, assessing co-lending stacks and technology development roadmaps for a micro-fin NBFC and MSME fintech.• Formulated a 3-year business plan for a leading business management software through competitor benchmarking, process walkthroughs, and CUG surveys.• Developed a GTM strategy for digital lending, leading to successful disbursals and strategic partnerships.Achievements - • Enabled $20M in consumer loan disbursals by crafting an optimized product roadmap.• Boosted merchant lending loan book by 20% through an optimized API orchestration and user flow strategy.• Reduced product backlog by 15% by benchmarking digital Merchant Lending partnerships.• Improved MSME loan application efficiency by 66%, reducing TAT from 25 to 8 minutes through automation of credit assessments.• Achieved USD 610K in disbursals in the first year of the digital lending strategy, marking a 10x growth.• Derived insights for microservices architecture optimization and advanced API and cloud strategies through technology due diligence.

Bengaluru, Karnataka, India

Responsibilities - • Managed end-to-end P&L transformation for the Platforms/Tech category, including the preparation of financial plans such as Annual Operating Plan (AOP) and 5-year forecasts.• Developed month-over-month (MoM) tracking systems for Opex spends vs. budgeted plans, creating product-specific tech cost trends across business units (BUs).• Created an Annual Business Plan covering a $20M budget to support new business initiatives in the UPI and AMC sectors for Groww.• Partnered with commercial teams to secure cloud security business plans worth $650K, focusing on improving critical cloud security firewalls.• Led the transition from Absorption Costing to Activity Costing to address the inappropriate allocation of tech overheads amounting to $10M.Achievements - • Achieved $900K in savings on Google Cloud by implementing a utility-based resource allocation plan, effectively reducing cloud resource wastage.• Improved NTU retention by 30% through enhanced cloud resource planning on peak day trading cycles via a robust order management system.• Identified cross-selling opportunities worth $50M and developed a Go-To-Market (GTM) strategy for launching UPI, Insur-Tech, and Consumer Lending products.

Mumbai, Maharashtra, India

Karza Technologies is the largest microservice solution provider for banks and financial institutions in India. It boasts of 450+ clients across lending, banking, payments and insurance & was acquired by Warburg Pincus backed Perfios for $80 million.Responsibilities - • Designed and developed the MVP of KScan, a comprehensive risk assessment product, driving product development with a cross-functional team of engineers, data scientists, QAs, and designers.• Crafted and communicated product requirements to the team through PRDs and JIRA user stories, ensuring clarity and alignment across all stakeholders.• Led the transition of financial data extraction processes for 60% of NBFCs from Ministry of Corporate Affairs databases to improve credit default analysis.• Managed the development and launch of financial data from 25+ MCA Statutory Forms within 21 days, enhancing the Agile 3.0 working model.• Spearheaded the fast-tracking of 57 Push/Pull APIs, reducing the due diligence platform’s launch time by 120%.• Implemented an Incident Management process, achieving a 60% improvement in turnaround time (TAT) and a 70% reduction in SLAs breached.• Streamlined product release processes, reducing production downtime by 50% through effective use of release windows and checklists.Achievements - • Enhanced lending solutions by 30% through the analysis of fraud advisory protocols, identifying $40M worth of frauds with financial analysis.• Validated $30M in investment decisions for Hong Kong-based lending companies using an enhanced due diligence and financial crime risk matrix.• Improved the reliability of financial data by mapping 47+ financial schedules across IND-AS/IFRS/US GAAP within deployed APIs, achieving this in just 19 days.• Contributed to strategic decision-making by automating a time-tracking system, enabling the Chief Business Officer (CBO) to adjust product pricing based on accurate developer effort tracking.

Hong Kong Sar

Responsibilities - • Led the onboarding process for High Net Worth Individual (HNI) clientele, executing over 30 full transaction cycles worth more than $100M as a key member of engagement teams.• Performed buy-side due diligence for a $50M acquisition of a 3D medical learning software platform, assessing potential risks and opportunities.• Identified various market entry strategies, reviewed revenue pipelines, and proposed the adoption of a subscription model to enhance the target company's value proposition.Achievements - • Successfully identified and facilitated potential investments of $150M in Technology, Media, and Telecommunications (TMT) Sector IPOs and structured debt products, driving significant value for clients.• Played a pivotal role in the acquisition process by providing in-depth analysis and recommendations, leading to the successful $50M acquisition of a 3D medical learning software platform.

Master Of Business Administration - Mba, Strategy And Finance

Activities and Societies: Consulting Club, Business & Technology Club Academic Supervisor - Finance Club

Associate'S Degree, Accounting And Business/Management

- Successfully cleared all the examinations of all 4 levels in the first attempt. - Ranked amongst the top 100 pan India students to clear.

Bachelor Of Commerce - Bcom, Accounting And Finance

Mithibai College

Education record