Rusty Craig

Rusty Craig Email and Phone Number

Sr. Accountant @ DESERET TRUST COMPANY
Salt Lake City, UT, US
Rusty Craig's Location
Salt Lake City Metropolitan Area, United States
Rusty Craig's Contact Details
About Rusty Craig

Rusty Craig is a Sr. Accountant at DESERET TRUST COMPANY. He possess expertise in finance, portfolio management, teamwork, training, microsoft excel and 15 more skills.

Rusty Craig's Current Company Details
DESERET TRUST COMPANY

Deseret Trust Company

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Sr. Accountant
Salt Lake City, UT, US
Rusty Craig Work Experience Details
  • Deseret Trust Company
    Sr. Accountant
    Deseret Trust Company
    Salt Lake City, Ut, Us
  • Deseret Trust Company
    Sr. Accountant
    Deseret Trust Company Aug 2023 - Present
    Salt Lake City, Utah, United States
  • Zions Bank
    Relationship Manager - Practice Pathways
    Zions Bank Mar 2022 - Aug 2023
    Salt Lake County, Utah, United States
    Analyze Financial Statement and Tax Returns * Underwrite credit requests * Follow federal guidelines including Reg. B * Coordinate with Sales and Credit teams to move credit requests from start to finish * Cash flow projections * Structure requests to meet customer needs and bank guidelines * Assist customers with questions• Analyzed and assessed over $89MM in credit requests over a 14-month period to identify credit worthiness.• Developed and executed customized financial solutions to meet the needs of clients leading to over $16MM in small business loans.• 100% of funded credits have maintained full compliance with payments and loan conditions due to sound analysis of financial statements and tax returns for business trends, strengths and weaknesses.• Received a clean internal audit with no material findings.• Maintained 100% compliance with government regulations, including Reg. B.• Top funder for January and February of 2023, contributing 17% to total quarter 1 2023 funding.• Increased production 13% in Q2 2023 compared to Q2 2022.
  • Zions Bank
    Portfolio Manager Iii
    Zions Bank Jul 2015 - Mar 2022
    Salt Lake City, Utah, United States
    Analyze Financial Statements and Tax Returns * Monitor and adjust risk ratings * Modify loan structures to reflect current operations and cash flow sources * Provide customer support * Conduct annual assessments of covenant compliance * Report analysis findings to credit teams and executive management * Team lead• Accurately graded and monitored a portfolio of 550 clients receiving no negative audits.• Developed specialized spreadsheet models to accurately compare annual financials and provided detailed information related to global cashflows to assess compliance with covenants and Bank’s compliance with federal regulations.• Developed and managed a team of 2 individuals to improve skills in portfolio management and monitoring, leading to advancement in their careers.• Facilitated conversations with clients to draw attention to strengths and weaknesses in financial data, resulting in the improvement of 12 business credits.• Examined over 50 different business segments over 38 states to determine economic and industry risks.• Grew a new servicing portfolio from 6 loans to over 120 in one year.• Discovered clients that posed a risk for exiting the relationship and developed retention solutions leading to 28 modified loans and continued relationships.
  • Zions Bank
    Credit Analyst
    Zions Bank Feb 2013 - Aug 2015
    7730 Union Park Ave., Ste. 350, Midvale, Ut 84047
    - Assist in accurately managing and grading a portfolio of more than $136MM in funded loans.- Assist in modifying and upgrading over $4MM in funded loans.- Assist in underwriting $38MM of which over $11MM were funded.- Contact clients to build a business relationship and discuss loan requirements and financial changes within their businesses.- Prepare modification documents to adjust interest rates and adjust covenants on existing credits in order to maintain portfolio stability.- Present problem loans to upper management in quarterly meetings to discuss possible courses of action.- Assist in training and answering questions for new analyst.- Assure that loans are analyzed within Bank standards and regulation guidelines.
  • Oklahoma State University
    Accountant
    Oklahoma State University Apr 2011 - Feb 2013
    408 Whitehurst, Stillwater, Ok
    Cash reconciliation * Petty cash fund monitoring * Annual budgeting * Travel reconciliation * Perform journal entries * Record and transfer Federal and State grants to applicable departments * Prepare closing entries• Developed and implemented an improved system for monitoring over 30 petty cash funds.• Completed monthly cash reconciliations on 3 institutions on average 25% faster than the required timeframe.• Rewarded for receiving the cleanest audit in recent years.• Conducted 4 training seminars to introduce a new purchasing system.• Prepared the budgeting and forecasting process for 6 university departments.
  • Oklahoma State University
    Financial Assistant
    Oklahoma State University Oct 2010 - Apr 2011
    Stillwater, Oklahoma, United States
    Audit purchase orders for accuracy * Work with departments to integrate a new purchasing system• Improved processing efficiency 80%, leading to consolidation of two financial assistant positions into one within the first 2 months.• Discovered and corrected over 20 purchasing errors.

Rusty Craig Skills

Finance Portfolio Management Teamwork Training Microsoft Excel Microsoft Word Business Analysis Credit Risk Credit Analysis Commercial Banking Time Management Customer Service Customer Relations Customer Retention Customer Support Underwriting Accounting General Ledger Leadership Manual Labor

Rusty Craig Education Details

Frequently Asked Questions about Rusty Craig

What company does Rusty Craig work for?

Rusty Craig works for Deseret Trust Company

What is Rusty Craig's role at the current company?

Rusty Craig's current role is Sr. Accountant.

What is Rusty Craig's email address?

Rusty Craig's email address is ru****@****ank.com

What is Rusty Craig's direct phone number?

Rusty Craig's direct phone number is +180188*****

What schools did Rusty Craig attend?

Rusty Craig attended Oklahoma State University.

What are some of Rusty Craig's interests?

Rusty Craig has interest in Children, Civil Rights And Social Action, Politics, Environment, Education, Science And Technology, Animal Welfare, Health.

What skills is Rusty Craig known for?

Rusty Craig has skills like Finance, Portfolio Management, Teamwork, Training, Microsoft Excel, Microsoft Word, Business Analysis, Credit Risk, Credit Analysis, Commercial Banking, Time Management, Customer Service.

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