Rusty Seymour Email & Phone Number

Charleston, South Carolina Area

Charleston, South Carolina

Charleston, South Carolina

Charleston, Sc

• Provide support to the credit request process by validating credit underwriting, risk assessments, and policy compliance.• Prepare regular relationship risk assessments involving comprehensive financial analysis of Corporate, Commercial & Industrial, Commercial Real Estate, Government, and Non-Profit entities. • Keep abreast of changing business and economic developments that impact the loan portfolio.• Participate in completing third-party reporting projects.• Assist in the administration of credit portfolios by being a subject matter expert in underwriting and risk grading.

Knoxville, Tennessee Area

Commercial Banking Relationship Manager• Identified and solicited Commercial and Industrial (C&I) and Commercial Real Estate (CRE) banking opportunities with company sales of up to $75 Million.• Developed and grew commercial banking relationships, including the cross-sell of Depository, Cash Management, Risk Management, Employee Benefits, and Personal Banking products.• Maintained a portfolio of clients consisting of over $75 Million in credit and $25 Million in deposits.• Generated non-interest income within my portfolio of clients and prospects.• Interviewed applicants to understand financial and non-financial risks.• Underwrote and assisted in the decision process of both C&I and CRE credit requests.• Serviced, analyzed, risk graded, and monitored credit relationships.• Presented comprehensive analysis to regional management.• Negotiated complex credit and banking proposals with clients and prospects.• Performed inspections and monitoring activities associated with commercial and residential construction projects• Assisted in the servicing and disposition of problem assets.• Prepared, reviewed, and negotiated loan and legal documentation• Promoted corporate awareness in the community through actively participating in civic events with local and professional organizations.

Winston Salem Nc

Credit Analyst reviewing large corporate credit opportunities• Analyzed business financial statements.• Utilized financial spreading software to convert raw financial data into a uniform format.• Prepared industry specific risk models.• Gathered and deciphered information necessary to decision large complex credit requests for the Regional Loan Administrator.• Prepared annual loan review packages.• Performed industry research.

Winston Salem Nc

• Graduated for the program designed to gain a broad base of knowledge of both the banking system and BB&T.• Completed the Omega Business Credit Analysis Program.