- Putting money in the bank is no longer worth anything.- Inflation is eating it day after day.Do you still want to put the money that you saved or your company reserves at work? Then give it to that private banker?In the good years, many bankers and people can explain why stocks are rising.As soon as things go down, they quickly stick their heads in the sand and say: "Sorry, the markets are down, we now have to sit it out."It is clear that your stock market portfolio in hands of a private banker is not managed with your best interest in mind. More and more people realize that they can manage their own portfolio. But time and time again people told me that the stock market intimidated them. Everyone showed interest, but did not believe that they could invest on their own.Ok, but what do the big funds do differently?What do they know that we don't know?It started as a random night of discussion. An evening of reading on google. Many training courses on how the largest funds invest in a professional and safe way. I spent 100 hours studying how they make their fortunes. One of the reasons I often saw why the top 1% keep getting richer is the tax loopholes. And yes, they certainly help.But when it comes to investing in the stock market, I came up with this:The large funds invest in a completely different way than the ordinary, smaller investor. The largest mutual funds use ways that remove the negative movements in the stock market and so achieve higher returns with less risk.If you also want to invest with less risk and stable returns, I advise you to start here:HEDGED PORTFOLIO IN 7 DAYSA 7 day step-by-step email course to help you set up a stock portfolio that is protected even when stock markets fall. Try it, it's FREE.→ www.jkacademy.be/7-days

Tumble Talks brings bloodhonest stories of entrepreneurs in Belgium about their struggles, so that other people can learn from it. Bloodhonest. Authentic. Real.www.facebook.com/TumbleTalks

The STIMA expert group #backtothefuture aims to prepare business leaders in general, and marketeers particularly for the future. Notably by revealing trends, strategic insights and innovative visions. The expert group is traveling continuously back and forth in time.

B2B Marketing strategy & planning @ Tiense Suiker:Develop a 3 year strategy for the bakery channel in Belgium.Develop a concrete marketing plan for the bakery channel in Belgium, with clear KPIs and a clear way to achieve these. Others: project planning & management lead, manage external market research.

Dec. 2014 – Mar. 2015 Energy Solutions program: * Support in go-to-market (energy savings claim analysis & advice, analysis alternative payment opportunities smart solutions).* Responsible for internal activation strategy, plan & implementation for the Energy Solutions program.Aug. 2014 – Dec. 2014 Intranet 2.0: strategic plan & operational plan, project ready to execute.Aug.2014 – Dec.2014 Corporate website opportunity scan & advice. Dec. 2013 – Mar. 2015 Internal communication coordinator: after the go-live of the new intranet, Rutger became practical owner of the intranet (direct contact for all internal stakeholders, direct contact with communication suppliers). Also providing day to day support in general communication projects. Aug. 2013 – Aug. 2014 Cross-departmental social media integration: built a business case to grow eni Belgium's online presence. This included setting up a social media strategy & designing the workflow, processes, roles & responsibilities on social media. Also became crisis management advisor for social media channels for the Customer Service department. Aug. 2013 – Dec. 2013 Started as project manager support in the development & implementation of a new dynamic intranet.