Ruth Daniel Email & Phone Number

New York, New York, US

- Collaborate with upstream business units such as the Desk, Resi credit, and Oversight to ensure data accuracy and establish internal reconciliation routines and controls.- Oversee and ensure the completion of daily and monthly reconciliations of Mortgage Products within proprietary systems, including onboarding new loans and adding sub-servicers..

Bellevue, WA, US

Responsible for the daily/monthly reporting, remitting and reconciling of mortgage loan activity for assigned Agency Investors (Fannie Mae, Freddie Mac, Ginnie Mae) to whom the loan has been sold.Additionally, responsible for the review and reconciliation of loan/servicing transfers to ensure all funds have been accounted and transfers are performed within.

Dallas, TX, US

Responsible for Non Performing Loans including,but not limited to: Assisting in the creation/prioritization of appropriate default servicing metrics, analyzing and tracking default servicing performance against established metrics( daily, weekly, monthly basis), diligently working with various departments to resolve issues ( both operational and related to.

Dallas, TX, US

• Achievements:
• Cleared $ 2 Million CMOD Modification General Ledger Items from July 2018- April 2019
• Trained 12 Peers from Oregon for 3 Months (March 2019 – May 2019) – FNMA HSSN, Mod GL Process
• Developed Training Materials, job aids for FNMA Processes under CMOD Mod Research Team
• Planned and Implemented Training Assignments & Sessions for Oregon peers Job Functions
• Performing reconciliations and reporting to Trustees/Master Services, in accordance with the terms of the servicing contracts.

Dallas, TX, US

• Responsible for pipeline of Centralized Modification, Collateral and/or Customer Facing First line of defense tests ensuring all instances of failure are reviewed in detail and evidence provided if disagreeing with.
• Research at a loan level or process level any assigned second line of defense or external audit findings as it related to operations. External audits could include but are not limited to investors, state/multi-state or.
• Coordinate with appropriate business owners to conduct any needed research to assist with audit response/remediation and/or control updates, Format and facilitate reviewing for management approval.
• Assist with the update or creation of tests as it relates to scope, data points, compliance content and controls.
• Participate in on-site audits and coordinate with the appropriate business owners to complete document requests. Participate in speaking to an audience as a subject matter expert
• Manage multiple control reports ensuring compliance with regulatory requirements and any gaps that were identified and closed by internal or external audit.

Dallas, TX, US

- Countersign Modified Loans as per Investor guidelines( Fannie, Freddie,Govy, GNMA, Special Loans)- Resolving Escalations with Special Loans ( Dual Signing, Power of Attorney, Court Order)- Review,process and countersign Assumptions ( When one borrower assumes property due to death or transfer of Ownership)- Explicitly responsible for Government National.

Dallas, TX, US

- Data entry for loan documents and title related items- Document analysis, production and processing- Examine public records and other sources to complete research on proper vesting and ownership rights.- Check work for accuracy to avoid problems in subsequent steps.- Review title report, commitment and various other documents to assist in resolution of.

Master Of Business Administration (Mba), Insurance & Banking

Bachelor Of Business Management (Bbm), Finance

Education record

Education record