Broker Of Record
Current
First Star Financial, Inc.
Jan 1998 - Present
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Ruthann Cooper Email & Phone Number
Broker of Record
at
First Star Financial, Inc.
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Current company
First Star Financial, Inc.
Role
Broker of Record
Location
Thousand Oaks, California, United States
Who is Ruthann Cooper? Overview
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Quick answer
Ruthann Cooper is listed as Broker of Record at First Star Financial, Inc., based in Thousand Oaks, California, United States. AeroLeads shows a matched LinkedIn profile for Ruthann Cooper.
Ruthann Cooper previously worked as President, Broker of Record at First Star Financial, Inc. Dba "Outside The Box" Real Estate Solutions and Realtor, SFR at Keller Williams - Westlake Village. Ruthann Cooper holds Bachelor Of Science In Business Administration, Marketing, Dean'S List from California State University-Northridge.
Profile bio
About Ruthann Cooper
I am a listing broker specializing in assisting homeowners who can no longer afford their homes. I negotiate with their lienholders, to achieve the sellers' best outcomes. If the homeowner owes more than the home is currently worth, I usually get the bank to pay all seller closing costs and related real estate commissions. Many times I even get the bank to pay the sellers moving costs, if a short sale transaction. In addition, I make sure the short sale approval letter from the bank formally forgives the debt, so that income tax on the forgiven debt will also be waived! Usually this results in the sellers' credit being restored in a little as 2 or 3 years, as compared to up 10 years of additional bad credit if the defaulted property is actually sold at trustee/foreclosure auction. When a default progresses to the point of sale, there may also be a tax consequence on the loan balance not recouped by the lender, which would be additionally problematic for distressed homeowners. (Please check with your tax adviser for how a foreclosure would affect your personal situation.) Contact me for a complimentary evaluation of your individual situation, to learn all your options, and can determine how to focus your efforts on getting your best outcome.
Listed skills include Short Sales, Working With First Time Home Buyers, Investment Properties, Foreclosures, and 4 others.
Current workplace
Ruthann Cooper's current company
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First Star Financial, Inc.
4 roles
Ruthann Cooper work experience
A career timeline built from the work history available for this profile.
President, Broker Of Record
First Star Financial, Inc. Dba "Outside The Box" Real Estate Solutions
I am a listing broker specializing in assisting homeowners who can no longer afford their homes. I negotiate with their lienholders, to achieve the sellers' best outcomes. If the homeowner owes more than the home is currently worth, I usually get the bank to pay all seller closing costs and related real estate commissions. Many times I even get the bank to.
Realtor, Sfr
I worked for five years at Keller Williams in Westlake Village, to learn the ins and outs of the Realtor side of the real estate industry, so as to be better able to assist distressed sellers achieve their best outcomes when they could no longer afford to keep their homes. In the process, I also helped many first time buyers and investors buy find and buy.
Apr 2012 - May 2017
President And Broker Of Record
First Rate Financial, Inc. Dba The Mortgage Source
Prior to becoming a distressed property specialist, I operated a small mortgage brokerage for almost twenty year. I was approved to broker home loans with over a hundred wholesale lenders, and employed a dozen loan originators. I really understand what motivates a bank to approve a loan; and even more importantly, to approve a short sale to limit the.
Sep 1995 - Apr 2012
2 education records
Ruthann Cooper education
Bachelor Of Science In Business Administration, Marketing, Dean'S List
Associate Of Arts (Aa), Liberal Arts And Sciences, General Studies And Humanities
FAQ
Frequently asked questions about Ruthann Cooper
Quick answers generated from the profile data available on this page.
What company does Ruthann Cooper work for?
Ruthann Cooper works for First Star Financial, Inc..
What is Ruthann Cooper's role at First Star Financial, Inc.?
Ruthann Cooper is listed as Broker of Record at First Star Financial, Inc..
Where is Ruthann Cooper based?
Ruthann Cooper is based in Thousand Oaks, California, United States while working with First Star Financial, Inc..
What companies has Ruthann Cooper worked for?
Ruthann Cooper has worked for First Star Financial, Inc., First Star Financial, Inc. Dba "Outside The Box" Real Estate Solutions, Keller Williams - Westlake Village, and First Rate Financial, Inc. Dba The Mortgage Source.
How can I contact Ruthann Cooper?
You can use AeroLeads to view verified contact signals for Ruthann Cooper at First Star Financial, Inc., including work email, phone, and LinkedIn data when available.
What schools did Ruthann Cooper attend?
Ruthann Cooper holds Bachelor Of Science In Business Administration, Marketing, Dean'S List from California State University-Northridge.
What skills is Ruthann Cooper known for?
Ruthann Cooper is listed with skills including Short Sales, Working With First Time Home Buyers, Investment Properties, Foreclosures, Real Estate Owned, Real Estate, Single Family Homes, and Sellers.
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