Ruth Berrios Email & Phone Number

Over 16 years of experience in the retail and wholesale mortgage industry. DE Chums Underwriter. DO, DU & LP• Underwrite FHA, VA and Conventional loans for final credit decision.• Underwrite 203K and CP and loans for final credit decision.• 15+ years of experience underwriting appraisals to assure that it meets the requirements of the investor.• Run loan through the automated system and review all findings. • Contact Loan Processor and Loan Officer on approved, suspended, declined loans.• Review all necessary documentation needed to clear the file.• Review all construction documents and permits.• Review and clear conditions when received and provide status to all parties.• Remain current on investor and product guidelines.• Achieved department goals.• Average 24 to 48 hour for new decisions and 48 hours for conditions.• Excellent customer service to internal and external customers.• General Clerical duties.