We particularly focus on solutions for ensuring correct life cover set up, whilst also working on developing next generation protection propositions.Under the brand of Insuring Change, Catalyst is an informal collaborative network of businesses leading innovation in their own fields, which are well positioned to bring new technologies and science to the next developments needed in long-term insurances. We bring advances in digital technology and behavioural sciences to underpin… Show more We particularly focus on solutions for ensuring correct life cover set up, whilst also working on developing next generation protection propositions.Under the brand of Insuring Change, Catalyst is an informal collaborative network of businesses leading innovation in their own fields, which are well positioned to bring new technologies and science to the next developments needed in long-term insurances. We bring advances in digital technology and behavioural sciences to underpin consumer-centric innovation in developing insurers’ propositions and processes. My work leading this has identified:* the simple and tax effective solution to major problems with trusts for digital applications and claims (and non-digital)* new health tech solutions for protection insurers and employee wellness schemes* the simple product the market is missing that correctly matches the need of customers who just “don’t want anyone to be out of pocket when I die”...and much more If I and/or my specialist associates could be relevant to your protection project, please drop me a contact request. Show less

Fairer Finance is a consumer group, research agency and consultancy. Our work is focused on building consumer trust in financial services by improving transparency and fairness. Banks, investment companies and insurers use us to• review and rewrite terms and conditions• review on and offline customer journeys • help communicate in a consistent, clear and fair manner• improve scores on our customer ratings to help compete on value over priceI welcome enquiries on this… Show more Fairer Finance is a consumer group, research agency and consultancy. Our work is focused on building consumer trust in financial services by improving transparency and fairness. Banks, investment companies and insurers use us to• review and rewrite terms and conditions• review on and offline customer journeys • help communicate in a consistent, clear and fair manner• improve scores on our customer ratings to help compete on value over priceI welcome enquiries on this from offices in Scotland and the North. Show less