Ruthie Smith Email and Phone Number
Ruthie Smith work email
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Ruthie Smith personal email
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I am an accomplished and versatile Loan Operation Manager with 30+ years of experience in the Finance industry. I have extensive leadership experience and specialize in Loan Operations, and Retail/Loan Operations as well as experience in operations management, administration, and exceptional customer relations. My banking experience extends to all phases of banking including Servicing Single Family Construction and Renovation, Consumer Lending, Loss Mitigation, Single Family Asset Management, Retail Banking and Lending. I have also provided comprehensive training and ongoing support to the staff team that surrounds me.I am passionate about helping and engaging with both staff and customers and delivering results. I love working in the business finance industry and have used my skills successfully in developing strong client relationships. I also have a successful track record in achieving challenging targets and objectives utilizing my industry expertise and strong leadership skills.I have used my strong development skills to increase the company’s bottom line by developing relationships at all of the targeted customer groups. I strongly believe in rolling up my sleeves and leading by example which I feel has been the secret to my overall success. Banking is my passion and I enjoy using my in-depth knowledge to enhance and contribute to continued overall growth, while my commitment to the profession means I am always eager to build on my experience and learn new skills. I truly enjoy what I do and want to further my knowledge and responsibilities in this industry by advancing into more demanding positions. I ensure exceptional attention to detail in everything that I do and I always demand excellence from myself. If you have any questions please email me on ruthiersmith@gmail.com with your contact details.
Mechanics Bank
View- Website:
- mechanicsbank.com
- Employees:
- 1557
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First Vice President - Deputy Commercial And Consumer Loan Operations DirectorMechanics BankSeattle, Wa, Us
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First Vice President - Single Family And Consumer Operations ManagerHomestreet Bank Oct 2019 - PresentSeattle, Wa, UsManage several department including Single Family Servicing Construction and Renovation, Loss Mitigation, Single Family Asset Management and Consumer Lending. -
Vice President - Single Family & Portfolio Asset ManagerHomestreet Bank Sep 2015 - Oct 2019Seattle, Wa, Us
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Loan Administration ManagerSound Community Bank Jul 2013 - Sep 2015Seattle, Wa, UsI provide overall guidance and leadership for the Loan Administration Department, which includes Loan Servicing, Loan Processing, Underwriting and Secondary Market.My position is to manage the back offices that support the residential and commercial portfolio. My team is responsible for ensuring the loans are closed according to the terms outlined in the note, all financial and supporting exhibits have been obtained, and all loans have received the necessary level of approval in compliance with regulations. I am also responsible for reviewing processes and procedures to maximize department resources, as well as identifying and making appropriate changes and improvements that can enhance the overall performance of the portfolio and bank. -
Vp & Retail Banking ManagerOpus Bank Mar 2002 - Jul 2013Irvine, California, UsI am responsible for the growth and operation of a de novo office as well as an in-store office. I opened Kirkland de novo office gaining $10M in new deposits in the first 6 months. I also perform as the Hub- Manager providing leadership to both Kirkland and Woodinville Offices- growing deposits, loans and providing qualified referrals to our business lines. I plan, manage and control daily activities to ensure profitability and excellent customer service. I am also responsible for developing and maintaining strong relationships with business partners, and ensure that referral goals for each line of business are met or exceeded by staff. I also have strong business development within both the Kirkland and Woodinville markets. -
Vice President / Loan Servicing Manager – Colby OfficeOpus Bank Jan 2007 - Mar 2012Irvine, California, UsI managed the Loan Servicing team of 7 employees. I was the bank representative and liaison during FDIC, State and other examinations. I also ensured all documentation was in compliance with applicable policies, standards and regulations. In addition I achieved top scores on Internal Survey for all 5 years and managed all processes and procedures that relate to servicing loans.- Booking new loans- Escrow analysis- Property taxes- Delinquent loans including REO- Property insurance- Payment processing- Visa processing- Maintenance of all existing loans- General ledger balancing- Flood Insurance - Secondary marketing
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Vice President / Bank Operations Manager - IssaquahCascade Bank Jan 2004 - Jan 2007I managed a team of 12 employees including individuals in retail and the loan servicing department. I was the liaison between Cascade Bank and Issaquah Bank during the acquisition of Issaquah Bank. I also served as a transition agent for the bank and its employees over to Cascade Bank prior to the core conversion. Finally, I facilitated Training on Core system (Horizon) for the entire bank.
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Cascade BankCascade Bank Feb 2002 - Jan 2005I Led a team of six while achieving aggressive sales goals and achieved numerous awards and recognition for: holding a number of sales and service recognition awards. My branch was the top selling branch during my tenure and I established and maintained relationships with individual and business customers. Finally, I cross trained employees to refer and cross sell to our current and potential customers and was also responsible for quarterly performance evaluations for all team members.
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Assistant Vice President / Branch ManagerBank Of America Jan 2000 - Feb 2002Charlotte, Nc, UsI managed an in-store branch and led a team of six as well as was responsible for the sales and operations of a fast paced office in a grocery store location. I cross trained and coached primary job functions and led in the Region for Sales and Service.
Ruthie Smith Skills
Ruthie Smith Education Details
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Mountlake Terrace High School
Frequently Asked Questions about Ruthie Smith
What company does Ruthie Smith work for?
Ruthie Smith works for Mechanics Bank
What is Ruthie Smith's role at the current company?
Ruthie Smith's current role is First Vice President - Deputy Commercial and Consumer Loan Operations Director.
What is Ruthie Smith's email address?
Ruthie Smith's email address is ru****@****ail.com
What schools did Ruthie Smith attend?
Ruthie Smith attended Mountlake Terrace High School.
What are some of Ruthie Smith's interests?
Ruthie Smith has interest in Family, Fishing And All Outdoor Activities, Hiking, Running.
What skills is Ruthie Smith known for?
Ruthie Smith has skills like Retail Banking, Lines Of Credit, Loan Servicing, Sales Management, Banking, Service Management, Loans, Business Development, Finance, Customer Service, Management, Portfolio Management.
Who are Ruthie Smith's colleagues?
Ruthie Smith's colleagues are Daniel Daiss, Penny Hatcher, Nick Davis, Mike Rogers, David Clatfelter, Dan Webb, Brandi Eaglin.
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