Richard Mcwhorter

Richard Mcwhorter Email and Phone Number

Empowering Financial Advisors, Realtors, and Homeowners 55+ with Reverse Mortgage Solutions to Secure a Stronger Financial Future. Let’s Talk About How You Can Benefit – DM for a Free Consultation Today! @ Ridge Reverse
Richard Mcwhorter's Location
Lake Wales, Florida, United States, United States
Richard Mcwhorter's Contact Details

Richard Mcwhorter work email

Richard Mcwhorter personal email

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About Richard Mcwhorter

𝐈 𝐡𝐞𝐥𝐩 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐚𝐝𝐯𝐢𝐬𝐨𝐫𝐬, 𝐚𝐭𝐭𝐨𝐫𝐧𝐞𝐲𝐬 𝐚𝐧𝐝 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐞𝐧𝐡𝐚𝐧𝐜𝐞 𝐭𝐡𝐞𝐢𝐫 𝐜𝐥𝐢𝐞𝐧𝐭 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬 𝐛𝐲 𝐢𝐧𝐜𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐢𝐧𝐠 𝐅𝐇𝐀-𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐫𝐞𝐯𝐞𝐫𝐬𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬 𝐢𝐧𝐭𝐨 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬.With 45+ years as a CPA, real estate finance, development, and mortgage professional, I specialize in educating advisors on how the new HUD-regulated reverse mortgage can: 🡆 Improve client cash flow without monthly payments 🡆 Create an additional tax-free income stream 🡆 Reduce sequence of returns risk 🡆 Establish a growing line of credit as a safety net𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬: Let me show you how incorporating home equity into your planning discussions can differentiate your practice and add value for your clients.𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐚𝐧𝐝 𝐄𝐥𝐝𝐞𝐫 𝐋𝐚𝐰 𝐀𝐭𝐭𝐨𝐫𝐧𝐞𝐲𝐬: I'll help you understand how reverse mortgages can protect your clients' assets while enabling aging in place.𝐃𝐢𝐯𝐨𝐫𝐜𝐞 𝐀𝐭𝐭𝐨𝐫𝐧𝐞𝐲𝐬: Learn how reverse mortgages can facilitate equitable property settlements for clients 62+.𝐑𝐞𝐚𝐥𝐭𝐨𝐫𝐬: Discover how reverse mortgages can help you close more deals with senior buyers and sellers.What makes me different: 🡆 Former CPA who speaks your language 🡆 Deep understanding of retirement planning challenges 🡆 Focus on education over sales 🡆 Hands-on guidance through the entire processThe reverse mortgage has evolved significantly since 2011. If you haven't looked at this tool recently, you might be surprised by the new safety features and strategic applications.𝐖𝐚𝐧𝐭 𝐭𝐨 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞? 𝐃𝐌 𝐦𝐞 𝐭𝐨 𝐬𝐜𝐡𝐞𝐝𝐮𝐥𝐞 𝐚 𝐛𝐫𝐢𝐞𝐟 𝐜𝐚𝐥𝐥. I'll share case studies relevant to your practice and explain how we can work together to better serve your clients.𝑵𝒐𝒕𝒆: 𝐖𝐡𝐢𝐥𝐞 𝐦𝐲 𝐩𝐫𝐢𝐦𝐚𝐫𝐲 𝐟𝐨𝐜𝐮𝐬 𝐢𝐬 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬 𝐰𝐡𝐨 𝐬𝐞𝐫𝐯𝐞 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐜𝐥𝐢𝐞𝐧𝐭𝐬, 𝐰𝐞 𝐰𝐞𝐥𝐜𝐨𝐦𝐞 𝐡𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 𝐞𝐱𝐩𝐥𝐨𝐫𝐢𝐧𝐠 𝐫𝐞𝐯𝐞𝐫𝐬𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐩𝐭𝐢𝐨𝐧𝐬. As an independent wholesale mortgage advisor, I provide direct, personalized guidance whether in an office conference room or at your kitchen table. We dedicate whatever time is needed to ensure you fully understand the loan and get answers to all your questions. 𝐘𝐨𝐮𝐫 𝐧𝐞𝐞𝐝𝐬 𝐚𝐫𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐨𝐮𝐫 𝐩𝐫𝐢𝐨𝐫𝐢𝐭𝐲.

Richard Mcwhorter's Current Company Details
Ridge Reverse

Ridge Reverse

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Empowering Financial Advisors, Realtors, and Homeowners 55+ with Reverse Mortgage Solutions to Secure a Stronger Financial Future. Let’s Talk About How You Can Benefit – DM for a Free Consultation Today!
Richard Mcwhorter Work Experience Details
  • Ridge Reverse
    Sr. Reverse Mortgage Advisor
    Ridge Reverse Nov 2023 - Present
    Specializing in equity release mortgage programs, such as:• Home Equity Conversion Mortgages, including Line of Credit and HECM for Purchase!• Proprietary Reverse Mortgages, including spot approvals for non FHA condominiums• Home Equity Lines of Credit• Second Mortgages• First Mortgage Refinancing• Hard to Finance Florida Condo Loans
  • Nexa Mortgage
    Mortgage Loan Originator
    Nexa Mortgage Mar 2023 - Oct 2023
    Chandler, Arizona, Us
    Mortgage Loan Consultant at NEXA Mortgage, LLC.
  • Mcwhorter Mortgage And Central Florida Reverse Mortgage
    Mortgage Loan Originator
    Mcwhorter Mortgage And Central Florida Reverse Mortgage Sep 2018 - Mar 2023
    Forward and Reverse Mortgage Professional
  • On Q Financial, Inc.
    Mortgage Consultant
    On Q Financial, Inc. Jul 2017 - Aug 2018
    Scottsdale, Az, Us
    NMLS#: 1618644 / GA#: 57530 / FL#: L044137 / SC#: MLO-1618644
  • Southcreek Holdings
    Partner
    Southcreek Holdings Jan 2014 - Jul 2017
    Operations, development and finance of high end, master planned residential real estate communities as well as locating development opportunities in primary, vacation and retirement communities throughout the southeast.
  • Lee & Associates Atlanta
    Consulting Sr. Vice President - Management Services
    Lee & Associates Atlanta Feb 2016 - Jun 2017
    Atlanta, Georgia, Us
    Lee & Associates Atlanta offers high-level, client driven property management with a full spectrum of services. As a consultant to the firm, I assist in the re-creation of the Management Services group.The coupling of proactive Management Services with professional Landlord Representation improves service to the property and significantly increases asset valuations by increasing revenues, reducing costs and insuring proper systems maintenance.
  • Distressed Residential Investment Company - Consultant
    Consulting - Distressed Residential Acquisitions And Operations
    Distressed Residential Investment Company - Consultant Oct 2013 - Oct 2014
    Utilizing significant experience as real estate operations executive coupled with the ability to create financial models, projections and cashflow/investor return models, improved the overall business model by targeting areas suited to maximization of resale valuations, significantly expanded acquisition opportunities, standardized the construction rehabilitation process as well as assisted in streamlining processes with in-house property management division.
  • Consulting Services
    Consulting - High-End Resort And Residential Community Sales And Marketing
    Consulting Services Jan 2011 - Dec 2013
    Executive consulting for the full development of residential real estate as well as locating development opportunities in primary, vacation and retirement communities throughout the southeast. This included locating and developing raw land and, just as significantly, re-branding and reintroducing existing high-end golf and resort residential communities.
  • The Settings Development Companies
    President And Ceo
    The Settings Development Companies Jul 2004 - Jun 2011
    Founder of a vacation and second home residential development firm in mountain and waterfront settings throughout the southeast. Primary emphasis on properties rich in natural amenities in areas where nature provides the attraction, yet close in proximity to all the necessary services and recreational opportunities. Directly oversaw and lead the growth from start-up to 85 employees and over $80 million in gross revenues.
  • Land Resource Companies
    Chief Financial Officer/Chief Operating Officer
    Land Resource Companies Jan 1997 - May 2004
    Us
    Co-founder of Land Resource Companies, building this resort residential company from start-up to 125 employees in 7 years. Was primarily responsible for day-to-day operations of the company as well as the development of 15 mountain and waterfront communities throughout the southeast, ultimately generating over $180 million in gross annual revenues.
  • Cushman-Wakefield
    Southeast Region Manager- New Business Development
    Cushman-Wakefield Jan 1994 - Dec 1995
    Chicago, Il, Us
    Responsible for providing New Business Development presentations and financial modeling of sales and leasing of real estate assets for the southeast region
  • Bryant & Associates
    Chief Financial And Administrative Officer
    Bryant & Associates Jan 1990 - Dec 1993
    Co-founder of a leading commercial real estate brokerage, sales and management organization in the southeast
  • Portman Barry Investments
    Controller, Avp Finance, Director Of Industrial Development
    Portman Barry Investments Jan 1983 - Dec 1989
    Helped grow the real estate organization from start-up to one of the leading class A+ mixed use commercial development companies in the southeast. Direct line responsibility for financial projections, packaging and debt financing for two major commercial mixed use developments in the Atlanta area - Northpark Towncenter and Riverwood.
  • Coopers-Lybrand
    Senior Auditor, Cpa
    Coopers-Lybrand Jan 1980 - Dec 1982
    Senior Auditor to some of the highest profile clients in the southeast, to include BellSouth, Storer Communications and Blount Construction.

Richard Mcwhorter Skills

Real Estate Development Investment Properties Real Estate Residential Homes Brokerage Due Diligence Real Estate Transactions Sellers Land Acquisition Commercial Real Estate Property Investments Selling Contract Negotiation Strategic Planning Investors Negotiation Disposition Real Estate Economics Construction Land Development Accounting And Finance Sales Marketing Entitlements Luxury Innovation Mergers And Acquisitions Finance Leadership Start Ups Budgets Property Management Management New Business Development Marketing Strategy Team Building Sales Management Acquisitions Single Family Homes Executive Management Condos Leases Entrepreneurship Business Development

Richard Mcwhorter Education Details

  • Georgia State University
    Georgia State University
    Accounting
  • Furman University
    Furman University
    Information Technology

Frequently Asked Questions about Richard Mcwhorter

What company does Richard Mcwhorter work for?

Richard Mcwhorter works for Ridge Reverse

What is Richard Mcwhorter's role at the current company?

Richard Mcwhorter's current role is Empowering Financial Advisors, Realtors, and Homeowners 55+ with Reverse Mortgage Solutions to Secure a Stronger Financial Future. Let’s Talk About How You Can Benefit – DM for a Free Consultation Today!.

What is Richard Mcwhorter's email address?

Richard Mcwhorter's email address is rw****@****ngs.com

What schools did Richard Mcwhorter attend?

Richard Mcwhorter attended Georgia State University, Furman University.

What are some of Richard Mcwhorter's interests?

Richard Mcwhorter has interest in Politics, Children, Education, Economic Empowerment.

What skills is Richard Mcwhorter known for?

Richard Mcwhorter has skills like Real Estate Development, Investment Properties, Real Estate, Residential Homes, Brokerage, Due Diligence, Real Estate Transactions, Sellers, Land Acquisition, Commercial Real Estate, Property, Investments.

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