With over 10 years of experience in the banking industry, I am a passionate and skilled credit risk manager who is committed to delivering high-quality analysis and reporting to support strategic decision-making and regulatory compliance. I have a strong background in commercial and real estate loan underwriting, portfolio management, and relationship management, as well as a professional and academic interest in data science and analytics. I am currently a VP Senior Credit Risk Manager at Community West Bank, where I develop and implement the CECL loan reserve methodology for the Bank using statistical and analytical methods.In my current role, I manage Credit Analysts and Small Business Loan Underwriters for the Bank. I lead the Small Business Loan Underwriting division at the Bank using cutting edge software to aid with loan decisioning. I am responsible for assessing the credit risk of the Bank's loan portfolio, calculating the quarterly loan reserves, and preparing and presenting the credit risk assessment reports to senior management and the board of directors. I also collaborate with other departments, such as accounting, finance, and audit, to ensure accuracy and consistency of data and reporting. I leverage my skills in finance, credit analysis, and credit monitoring to provide insightful and actionable recommendations to optimize the Bank's credit risk profile and performance.