Ryan Davis Email & Phone Number

Toronto, On, Ca

Remote

I am responsible for leading a team of investigators who are responsible for several compliance and risk queues aimed at balancing BSA/AML, KYC, and EDD regulatory/partner requirements with a great customer experience. I do this by:- Working on impactful projects to improve the efficiency and effectiveness of the financial crimes function as a whole.- Partnering with our engineering, design, product, and customer support teams to improve our product, investigate horny technical (either engineering or banking-related) issues, and fix bugs.- Managing a team that conducts enhanced risk reviews for various financial products.

Lead a small team of specialists to build and execute a compliance framework for Shopify's Financial products. Specific focus on anti-money-laundering, testing & monitoring, complaints, annual risk assessments/ audits and managing policies, playbooks, training materials related to the compliance program.

Toronto, Canada Area

Responsible for the day-to-day operation and sustainable growth of our payments services, fraud and risk detection, and merchant compliance for all Shopify merchants.

Toronto, Canada Area

Supporting all aspects of the Canada and Latin America risk-based fraud and ABC programs to ensure compliance with legal and regulatory requirements.Ensure fraud and ABC risks are adequately managed and mitigated in line with the Organization’s risk appetite through the implementation and embedding of a business wide risk framework.Work closely with the Wholesale Fraud, Corporate Fraud, Wholesale ABC and Corporate ABC Governance teams and wider governance and oversight functions to support the business and key deliverables.Assist in updating and maintaining programs, procedures and documents related to fraud and ABC.Assist in the completion of the annual inherent risk assessments for Canada and Latin America.Assist in evaluating current fraud and ABC controls and recommend enhancements.Horizon scanning for key legal, regulatory and industry developments and provide newsletters/briefing materials as required for key Canada and Latin America stakeholders

Toronto, On

I am responsible for collaborating in the prevention, detection, response and reporting on allegations of criminal activities on a group-wide basis. Additionally, I participate in the development of strategies to mitigate financial, operational and reputational risk to the Bank. Additionally I am responsible to educate and create awareness throughout Bank on evolving criminal trends, both organized and opportunistic. Develop and analyze ad-hoc fraud trends to address emerging threats; produce performance reporting and provide updates and recommended changes to management

Toronto, On

• Execute reviews of operational processes and procedures for both internal and external operations to highlight deviations from policies, guidelines, manuals, best practices, MSA/SOW, to identify risks, to identify significant issues and to highlight weaknesses of the control environment.• Determine whether the unit under review has appropriate and efficient internal controls, which are in balance with the risks of the company and that allow it to achieve the company’s objectives • Determine whether the reviewed unit’s activities are in line with the company principles, core competencies, strategy, budget, policies, guidelines and best practices • Recommend guidelines for improving the system of internal controls without reducing business efficiency inappropriately • Perform independent validation of remediated issues • Report key findings, summaries, compliance gaps and recommend solutions in a coherent and comprehensive manner to the Senior Manager, Operations or relevant Review Lead • Perform business risk assessments during the RFP stage on new vendors and report on business risks to the Senior Manager, Operations or applicable Review Lead • While partnering with internal and external stakeholders, advise and consult on best practices and actions that have proven to be effective and efficient in other organizations/ areas Act as a risk-appropriateness ambassador across relationships

Toronto, Canada Area

• Handle internal and external customer inquiries concerning fraudulent issues.• Detect new & high risk subscriber activity through fraud detection tools.• Follow constantly changing procedures to minimize company losses.• Liaison with various stakeholders to identify and prevent fraud• Experience in cross-organisational co-operation to detect and reduce fraud • Ensure all activities are recorded through various fraud databases.• Make certain all necessary fraud related paper work has been completed.• Identify, with a minimum delay, new fraud trends as they transpire.• Achieve individual goals, based on quantitative and qualitative standards.• Perform other duties and special projects as required

Toronto, Canada Area

- Prepared research reports on assigned topics for presentation - Researched emerging fraud trends- Assisted in the development of an Identity Theft Toolkit, which is now being used by the company as a resource for clients.

Master’S Degree, Criminology, Merit

Activities and Societies: President of the MSc Criminology Association Program representative for the 2013 Msc Criminology Open House.

Associate’S Degree, Financial Fraud And Investigation, 4.0 (Dean'S List)

Completed research based Master of Science degree earning a merit. The culmination of this highly quantitative based course featured.

Bachelor Of Arts (B.A.), Criminology, 3.0

Activities and Societies: - Orientation Co-ordinator, Criminology Society - Mentor, Ryerson Tri-mentoring program Expansive training.