Ryan Eddy Email & Phone Number

Pittsburgh, Pennsylvania, Us

• Engages with Line of Business (LOB) Managers and Risk Partners in the execution of PNC’s Operational Risk Management Framework and Risk Management programs, including Risk and Control Self-Assessment (RCSA), Prime Process Assessment, Internal Loss Data program, External Loss Data program, Key Risk Indicators (KRI) and Issues Management.• Participates in challenging business self-assessment results (including new initiatives, business as usual activities, and risk management programs) and reviews applicable independent analyses.• Provides risk expertise through coordination of independent challenge with other 2nd Line of Defense risk partners (e.g., Compliance, Technology Risk, etc.) while working with the businesses and other risk partners to proactively identify risk exposures across PNC.• Applies knowledge of policies and processes for Operational Risk Management; ability to use tools, data, and best practices to identify, assess, and manage operational risk exposures (resulting from inadequate or failed internal processes, systems, human factors or external events).• Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with PNC’s risk appetite and risk management framework.• Provides Risk Management support to the Commercial Real Estate business functions via identification of changes to inherent risks and the design of controls to mitigate risks created by significant initiatives (e.g. process changes) within the business.• Assists in the coordination and implementation of the risk management program to meet regulatory expectations.• Utilizes knowledge of business process improvement tools and techniques and ability to understand, monitor, update, or enhance existing business or work processes.

Pittsburgh, Pennsylvania, Us

• Develop and continually evolve the Enterprise Risk / Threat Assessment process• Advance the Enterprise Risk Appetite Statement and Quantitative Risk analysis• Identify key metrics (KRI / KPI) that align with Initiatives and High Risk Classes from the Risk Taxonomy• Develop and enhance regulatory filings, including the annual Own Risk and Solvency (ORSA) report, as required• Review processes to identify gaps / deficiencies and ensure effective mitigation / control plans are implemented• Develop a network of Business Unit “Risk Coordinators” to enhance risk communication across the Enterprise • Formalize governance processes and controls • Calculate and create risk reports for various Audit Committees and Boards of Directors• Advance the Economic Capital function to enable real-time calibration of the Economic Capital Model improving the accuracy and timeliness of stress scenario “Deep Dive” analysis

Charlotte, Nc, Us

• Conducted Risk Assessments and provided regular oversight of internal and external partners.• Led Carrier & Vendor Risk Management Site Assessments and Audits, interpreting contractual agreements and ensuring partner’s alignment with organizational requirements.• Provided Risk Management, Insurance, and Compliance expertise to assist in reconfiguring Bank of America Insurance Services policies and procedures.• Provided oversight of Emerging Risks impacting the Banc of America Insurance Services (BAISI) agency operations.• Served as a subject matter expert in industry regulations and re-insurance / divestiture agreement transactions.• Applied strong interpersonal communication abilities and research/investigation skills in daily issue resolution forums with internal and external business partners around the globe.• Selected to coordinate various projects based on strong leadership abilities and management skills.• Provided independent oversight of the risk and control environment related to the Balboa Insurance asset sale and reinsurance agreement with QBE Insurance.

Charlotte, Nc, Us

• Applied strong investigation and negotiation skill to resolve complex discrepancies and issues, working closely with various support groups, including Legal, Documentation, and Client Services. • Minimized Bank risk exposure and losses by ensuring the fulfillment of pre-determined targets. • Partnered with trading desk, middle office and external counterparts to ensure completion of extensive documentation processes, providing valuable records for use in audits, training and proof of adherence with industry regulations. • Became a subject matter expert in industry (ISDA) guidelines, agreements and publication terms for derivatives transaction compliance. • Recipient of “Rewarding Excellence” awards for ensuring the timely execution of corporate client contracts related to commodities, over-the-counter interest rates and power derivatives trading using analytical and investigative skills. • Utilized and expand strong professional relationships to facilitate timely and accurate reconciliation activities for executed derivatives confirmations issued to clients.

Charlotte, Nc, Us

• Led Project Management team resolving discrepancies and issues to ensure the execution of complex transactions for the business unit, including research and compliance review. • Assumed a leadership role in the design, development and implementation of complex products, systems and services in an operations environment, developing new department policies and procedures allowing Bank of America to guarantee compliance with industry and insurance carrier regulations. • Increased team efficiency by managing projects and directed activities of a team related to special initiatives of an operations nature, including designating carrier product specialists. • Developed in-depth knowledge of the business unit's operations, processes and implications on other groups within the operations function and other divisions within the company. • Acted as the main point of contact for Financial Advisors throughout the United States regarding product and technical processing information, increasing product knowledge, orders and revenue. • Coordinated new business to meet compliance and insurance carrier regulations for suitability and processing. • Presented processing, correction and capacity figures to management on a weekly basis to increase awareness of areas in need of improvement.

Boston, Ma, Us

• Excelled as a Claims Case Manager: managed policy review, incident investigation, settlement negotiations and effectively presented arbitration and subrogation cases for judgment. • Initiated and completed liability investigations in accordance with state and federal law, ensured regulatory compliance and generated coverage analysis reports based on contractual review. • Conducted investigation interviews with participants and event witnesses, reviewed medical records and successfully negotiated claim settlements within policy / insured risk management reserves. • Evaluated claims, established and monitored financial reserves, negotiated pre-trial settlements and managed litigation strategies. • Exceeded all performance goals – i.e., productivity, evaluation, negotiations, litigation management and expense control, initial-response time, days to close, disposition ratio.

B.S. In Business Administration, Finance And Communications

Certificate, Financial Technology (Fintech)