Ryan Feeney Email & Phone Number

Philadelphia, Pa, Us

Philadelphia, Pa, Us

Pennsylvania, United States

Horsham, Pennsylvania, United States

Horsham, Pennsylvania, United States

• Conduct reviews of various processes performed by internal staff and third- party resources to ensure adherence to policies/procedures and regulations.• Prepare and present detailed QC review reports and collaborate with managers and vendors to discuss necessary process modifications required based on Quality Control’s results. • Identify and execute process improvements essential to the overall performance of OpenSky, to ensure achievement of Capital Banks mission. Created monthly scorecards for multiple departments to accurately capture and report quality results. Enhanced Quality Control checklists, revamped Standard Operating Procedure manuals, and created job aids, to increase production and efficiency for Quality Control. Improved various data reports/logs for the Vendor Relations team, resulting in more comprehensive auto-generated summaries/tables to efficiently reflect key data.

Philadelphia, Pennsylvania, United States

• Reviewed and delivered rebuttals to defects identified via Ally partnership external audit, which consisted of monthly pre-fund/post fund samples, compliance, and adverse audits• Functioned as point of contact for senior managers in Underwriting, Credit Policy, Post Closing, and Compliance, which was essential to promptly address critical QC issues • Tracked specific QC defect items to coordinate and calibrate with Underwriting and Credit Policy, to ensure accuracy of defects and severity ratings• Prepared FHA data for QC P&P manual, and created multiple QC audit worksheet sections to include key items for additional products, such as FHA, FHA HPML, USDA, and manufactured housing• Conducted ten percent second level reviews of monthly pre-fund audits, to identify errors and areas of improvement for both QC and Underwriting/Operations/Credit Policy• Performed various internal/vendor ad hoc audits to capture data recognizing trends, system issues, systemic errors, and process inconsistencies• Monitored the QC Escalation SLACK Channel to ensure refuted QC defects were addressed timely and accurately

Fort Washington, Pennsylvania

• Directly facilitated activities necessary to administer the QA-Pre-Fund/QC- Post Fund Quality Control Plan • Performed functions as a trusted backup for the VP-Risk Management, such as presenting a review of the QA Post Fund finding data, defect rates and trends during the monthly lending channel meetings and Fannie Mae QC Exchange201• Restructured previous QA/QC process and procedures, review practices, data reports, and created QA/ QC training manuals for all functions of QA/QC• Generated and validated QA Pre-Fund/QC Post Fund finding reports delivered to all lending channels • Supervised all incoming and outgoing correspondence received through the QA/QC lending mailboxes• Monitored all daily QA Pre-Fund loan audit assignments to ensure audits were conducted in a timely manner prior to scheduled closing• Continually monitored all QA/QC defects to identify trends to implement process improvements across all lending channels• Led the monthly team meetings to discuss finding results, concerns, defect patterns, and updates to the QA/QC policies and procedures• Created the QA/QC Loan Audit Worksheets to include new time-saving automation, hyperlinks to the applicable requirements and confirm all pertinent factors were incorporated into the review process • Created a presentation that captures the QA/QC audit process, which has served as an asset for new hires, ongoing trainings, and internal audits• Participated in investor and internal audits to ensure the company meets Quality Control standards. Past internal audits and Fannie Mae MORA reviews have consistently received acceptable ratings resulting in the company’s exclusion from MORA review in 2018• Generated monthly QA/QC Scorecards to identify areas of strength and coaching opportunities for each analyst and establish process improvements to better serve the lending channels

Fort Washington, Pa

• Directly facilitated activities necessary to administer the QA-Pre-Fund/QC- Post Fund Quality Control Plan • Performed functions as a trusted backup for the VP-Risk Management, such as presenting a review of the QA Post Fund finding data, defect rates and trends during the monthly lending channel meetings and Fannie Mae QC Exchange201• Restructured previous QA/QC process and procedures, review practices, data reports, and created QA/ QC training manuals for all functions of QA/QC• Generated and validated QA Pre-Fund/QC Post Fund finding reports delivered to all lending channels • Supervised all incoming and outgoing correspondence received through the QA/QC lending mailboxes• Monitored all daily QA Pre-Fund loan audit assignments to ensure audits were conducted in a timely manner prior to scheduled closing• Continually monitored all QA/QC defects to identify trends to implement process improvements across all lending channels• Led the monthly team meetings to discuss finding results, concerns, defect patterns, and updates to the QA/QC policies and procedures• Created the QA/QC Loan Audit Worksheets to include new time-saving automation, hyperlinks to the applicable requirements and confirm all pertinent factors were incorporated into the review process • Created a presentation that captures the QA/QC audit process, which has served as an asset for new hires, ongoing trainings, and internal audits• Generated monthly QA/QC Scorecards to identify areas of strength and coaching opportunities for each analyst and establish process improvements to better serve the lending channels• Created and implemented an additional review that focused on reverifications to ensure the QA program remains in compliance with investor requirements• Collaborated with appraisal valuations team to discuss collateral based repurchase trends to implement different techniques to identify future occurrences

Chester, Pa

• Successfully completed test case reviews to receive level 3 and 4 underwriting authority level• Contacted after first contract expired to perform another six-month contract at a different location• Authorized to analyze more complex conventional loans to make certain all transactions adhered to conforming guidelines• Assigned to train new employees and assist co-workers with new procedures and guidelines

Bethlehem, Pa

Contract Underwriter Position

Somerset, Nj

Somerset, Nj

Somerset, Nj

Mount Laurel, Nj

Audit Role