• Manage proforma modeling for new stores, relocations, acquisitions, consolidations and closures for a portfolio of 5,000+ locations to ensure appropriate internal rate of return, net present value and return on capital thresholds.• Generate, track and explain variances for all real estate related budget items. Aggregate P&L Impact - $650M inclusive of Rent, Taxes & Licenses, Maintenance & Repairs, Utilities, Closed Facility Expense, and Real Estate Corporate SG&A• Partner with the Executive Real Estate Committee to set and manage key operating metrics and tenetsfor master real estate portfolio strategy.• Member of the McKinsey WAVE Expand Market Presence and Rent Reduction teams responsible fordriving incremental operating income of $8M for the company’s real estate portfolio.• Manage Senior Financial Analyst supporting the real estate team to provide quality and timelydeliverables, as well as mentor for career development.

Lead investment analysis and evaluation of company investment opportunities, including new store development, remodels, acquisitions, divestitures, and miscellaneous capital projects.

Lead associate in the formulation of probability of default, loss given default and subsequent forecasting of potential credit losses of client portfolios which includes stress testing, ALLL and life of loan projections.Develop valuations of distressed commercial and residential real estate assets totaling $417MM and $474MM in outstanding principal balance and appraised value, respectively.

Participated in two portfolio transactions for a small market Private Equity Firm: 1) Refinancing of $5.5 million in senior debt for a $2MM EBITDA metal fabrication company, 2) Divestiture/Refinancing of $2.2 million for financially distressed portfolio investment.

Trading Desk Analyst, High Yield & Structured Products Assimilated cash flow analysis/projections, credit research and relative value analysis of 45 plus companies under coverage to drive the profitability of the trading desk and sales force through actionable investment theses.Buy-Side Experience - Co-managed $50-100 MM Total Return SwapPartnered with members of the investment committee to manage a strategic portfolio consisting of leveraged loans and high yield bonds. Responsibilities included tracking mark-to-market gains/losses, keeping abreast of topical news/earnings of portfolio companies and actively screening for additional investment opportunities.Debt Capital Markets Analyst - Private placement of $40MM of second lien notes and $100MM ABL Facility Provided analytical support in the arranging and underwriting of public and private bonds, structured notes, stapled financings, subordinated debt and other debt related products for corporate clients

Financial Analyst/Intern May 2005-December 2005• Researched and analyzed money managers, mutual funds, and individual stocks• Prepared asset allocations and performance reports for internal management and clients