Real Estate Agent

 Leading the Rate Change Analysis for all existing contracts within the company. Contract Pricing Validation for each U.S. office, as well as reconciliation to the new Pricing Models that took effect April, 2016. Required to maintain accurate and efficient results, while working in a fast-paced environment

•Responsible for serving as Project Lead for Strategic Risk initiatives that include Portfolio Margin analysis, Risk mitigation of Unsecured Accounts within the business, documentation of project tasks and deliverables, data extraction of key risk metrics, and working with key business partners in order to enhance day to day procedures.•Developed Credit Risk and Checking/Identity models used to decision new Client Applications who applied for new banking products within TD Ameritrade.•Work with third party vendors to streamline and warehouse credit reporting data by building relations and expanding the data usage universe.•Document and control Client Risk procedures, logs, and compliance protocol for our division to function and maintain adherence.•Serve as point of contact for collection escalations and reviewing portfolio margin upgrade process exceptions requiring me to use excellent judgment and autonomy.•Developed and coordinated the implementation of the L2C/FIU Database used to track and report new client application and credit risk data. This includes automation of reporting and ease in identifying risky accounts and customer profiles to assist in overall profile improvement.

•Develop new Credit policies and Strategies consistent with the business' risk appetite and economic outlook for First Bankcard Division.•Responsible for managing risk and validation of new and existing credit card acquisitions/implementation through National Market, Branded, and Agent divisions ( Pre-Approved, ITA).•Create new acquisitions strategies and optimizing existing strategies (Solicitation/underwriting) through extensive quantitative Analysis.•Strategy Implementation validations for both Pre & Post Campaign launch.•Develop solutions for various Government Regulations including "Ability to Pay", etc.•Perform Quantitative analysis to support the Marketing Campaigns, Vintage Analysis, Executive Dashboard and Various key performance indicators.

• Reporting and Analysis for our 8 Sales Offices, specifically surrounding leads, revenue, staffing, conversion and bookings.•International Forecasting, staffing, and conversion analysis for our Guanzhou, China and Delhi, India reservation centers.•Period End reports and analysis for our 8 U.S Sales Offices.•Goal-setting for our Event Planning, Sales Office, and Hotel teams.•Ad-hoc Microsoft Excel and Access data-mining and reporting as requested.•Creating financial presentations for our Senior Management within our offices.

•Worked closely with clients to achieve their long-term investment goals through a combination of data-mining, research, and advising appointments.•Researched and attended seminars/further education on various investments, specifically mutual funds, bonds, bond funds, REITS, and individual equities.•Achieved the Series 7, Series 66, Nebraska Life, Health, and Long-Term Care Insurance certifications, following the rigorous study requirements for each exam.•Worked closely with small businesses to set-up and review corporate retirement plans, assisting in both the administration of the program, along with advising individual plan holders.•Responsible for sales of various financial products, ranging from individual stocks, bonds, funds, insurance products, and retirement accounts.•Attended extensive customer service and skill-building seminars in order to develop great people skills in dealing with clientsAwards and Achievements•Achieved top performer of the quarter, Q1, 2011, both in production and referrals.•Achieved the new account award, reaching a minimum of 10 new accounts per month each month while employed with Edward Jones.•Exceeded sales production each month, including a month where production was 800%+ of goal in January, 2010.•Concluded my time with Edward Jones overseeing $3.1M under management in less than 12 months of Sales Production.