Ryan Powers Email & Phone Number

Gilbert, Az, Us

United States

*DHI Mortgage-* Preferred lender for DR Horton the largest publicly traded builder in the nation.* Fully underwrite a diverse pipeline of retail loan applications (VA , FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or… Show more *DHI Mortgage-* Preferred lender for DR Horton the largest publicly traded builder in the nation.* Fully underwrite a diverse pipeline of retail loan applications (VA , FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or re-purchases.* Promoted to become an FHA D.E. underwriter(2016), USDA underwriter (2016), VA LAPP / SAR* Underwriter (2018) based on quality, productivity, and overall underwriting skill level.* Selected by senior management to be on the "SME" team (subject matter expert) to respond to emailed underwriting questions scenarios from other underwriters / loan officers.* Selected to self-learn and underwrite a multitude of Down Payment Assistance (DPA) / Bond programs in various states (such as SETH, AZ Home in 5, Nevada Housing, TDHCA, TSAHC, etc).* Train and Review test cases for colleagues to obtain their DE/Chums credentials. Show less

United States

Texas, United States

* Fully underwrite a diverse pipeline of 6-8 purchase/ refinance retail loans per day (FNMA/FHLMC, FHA, VA, USDA, DPA/Bond, Jumbo, Streamlines, Construction Loans) with varying property types (SFR, Condo, Multi-Family, New Construction, Manufactured).* Preferred lender for Tilsons build on your land and a variety of other builders with high expectations.* Fully underwrite 6-8 files per day and mentor, coach, assist and evaluate junior underwriters.* Lead VA UW and VA Liaison. *… Show more * Fully underwrite a diverse pipeline of 6-8 purchase/ refinance retail loans per day (FNMA/FHLMC, FHA, VA, USDA, DPA/Bond, Jumbo, Streamlines, Construction Loans) with varying property types (SFR, Condo, Multi-Family, New Construction, Manufactured).* Preferred lender for Tilsons build on your land and a variety of other builders with high expectations.* Fully underwrite 6-8 files per day and mentor, coach, assist and evaluate junior underwriters.* Lead VA UW and VA Liaison. * Selected for the "Builder Loan" team and "Employee Loan" team. Trusted by senior management to underwrite loans for our highly valued builder partners.* Consulted with management on process improvement and improvement of UW conditions Show less

Geeenwood Village Colorado

* Fully underwrite a diverse pipeline of 6-8 purchase/ refinance retail loans per day (FNMA/FHLMC, FHA, VA, USDA, DPA/Bond, Jumbo, Streamlines, Construction Loans) with varying property types (SFR, Condo, Multi-Family, New Construction, Manufactured).* Preferred lender for Lokal Homes and a variety of other builders with high expectations.* Fully underwrite 6-8 files per day and mentor, coach, assist and evaluate junior underwriters.* Lead VA UW and VA Liaison. * Received award… Show more * Fully underwrite a diverse pipeline of 6-8 purchase/ refinance retail loans per day (FNMA/FHLMC, FHA, VA, USDA, DPA/Bond, Jumbo, Streamlines, Construction Loans) with varying property types (SFR, Condo, Multi-Family, New Construction, Manufactured).* Preferred lender for Lokal Homes and a variety of other builders with high expectations.* Fully underwrite 6-8 files per day and mentor, coach, assist and evaluate junior underwriters.* Lead VA UW and VA Liaison. * Received award for "Rockstar of the month"March 2022 (out of 100+ employees).* Selected for the "Builder Loan" team and "Employee Loan" team. Trusted by senior management to underwrite loans for our highly valued builder partners.* Consulted with management on process improvement and improvement of UW conditions.* Train and Review test cases for colleagues to obtain their DE/Chums credentials. Show less

* Fully underwrite a diverse pipeline of retail loan applications (FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or re-purchases.* Preferred lender for Lennar Homes, one of the largest publicly traded builders in the nation.*… Show more * Fully underwrite a diverse pipeline of retail loan applications (FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or re-purchases.* Preferred lender for Lennar Homes, one of the largest publicly traded builders in the nation.* Selected by senior management to be on the "SME" team (subject matter expert) to respond to emailed underwriting questions scenarios from other underwriters / loan officers.* Selected to self-learn and underwrite a multitude of Down Payment Assistance (DPA) / Bond programs in various states (such as SETH, AZ Home in 5, Nevada Housing, TDHCA, TSAHC, etc).* Train and Review test cases for colleagues to obtain their DE/Chums credentials. Show less

Tempe, Arizona

* Fully underwrite a diverse pipeline of retail loan applications (FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or re-purchases.* Preferred lender for Lennar Homes, one of the largest publicly traded builders in the nation.*… Show more * Fully underwrite a diverse pipeline of retail loan applications (FNMA/FHLMC, FHA, USDA, Bond) for purchase money /refinance loans (primary, secondary, investment) in a variety of states. Preliminary VA loan Underwriting * Fully underwrite 5-7 files per day (depending on complexity) while meeting strict quality, production, and service level expectations. No known EPD's or re-purchases.* Preferred lender for Lennar Homes, one of the largest publicly traded builders in the nation.* Promoted to become an FHA D.E. underwriter(2016), USDA underwriter (2016), VA LAPP / SAR* Underwriter (2018) based on quality, productivity, and overall underwriting skill level.* Selected by senior management to be on the "SME" team (subject matter expert) to respond to emailed underwriting questions scenarios from other underwriters / loan officers.* Selected to self-learn and underwrite a multitude of Down Payment Assistance (DPA) / Bond programs in various states (such as SETH, AZ Home in 5, Nevada Housing, TDHCA, TSAHC, etc).* Train and Review test cases for colleagues to obtain their DE/Chums credentials. Show less

Phoenix, Arizona

* Promoted to be on the Chase Private Client underwriting team as a result of exceeding strict metrics for quality, productivity, underwriting knowledge, and communication skills. Underwrite highly complex loan transactions for the most valued high net worth clients of the largest financial company in the nation.* Ranked in the top 10% for loan quality audits while consistently meeting or exceeding production goals.Maintained a perfect record with no early pavment defaults, no loan… Show more * Promoted to be on the Chase Private Client underwriting team as a result of exceeding strict metrics for quality, productivity, underwriting knowledge, and communication skills. Underwrite highly complex loan transactions for the most valued high net worth clients of the largest financial company in the nation.* Ranked in the top 10% for loan quality audits while consistently meeting or exceeding production goals.Maintained a perfect record with no early pavment defaults, no loan buybacks, no un-sellable loans* Ranked in the top 25% of underwriters nationally (out of 1,450 underwriters) for production/ quality* Improved personal productivity by 25% upon implementing a self-produced checklist and template for underwriting conditions and comments* Fully underwrite a diverse pipeline of retail loan applications including purchase/refinance (primary, secondary, investment) loans in a multitude of states* Underwrite 6-8 files per day while maintaining communications with loan officers, loan processors, and management to meet strict turn time expectations* Extensive experience with self-employed 1084 / SAM analysis (Corporations, Partnerships, Sole Proprietors). Show less

Tempe, Arizona

Queen Creek, Arizona

Santa Ana, California