Ryan Reynolds Email & Phone Number

Greater Nashville Area, Tn

• Delivered impressive weekly mortgage loan presentations at sales meetings, once a month planned and coordinated Lunch ‘n’ Learns for the Real Estate Agents, and once a quarter trained newly hired agents regarding financial metrics of loans and transactions• On-call through cell phone access and emails, responding to agent requests and assistance • Kept abreast on daily changes within the industry and transferred that information to agents at sales meetings• Oversaw various loan closings for FHA, VA and Conventional as well as First Time Homebuyer Program, Rural Development Program and certified in the FHA 203-K Renovation Program• Studied new loan programs as they came onto the market; attended industry seminars and workshops for continuing education• Prospected clients and outlined benefits of refinancing and purchasing a new home, selling on specific mortgage packages that best fit their present and future needs• Achieved Top Producer in volume and number of loans closed• Handled a high volume of complex loans at one time, overseeing closing,review of declines, withdrawals, insurance and funding of loans, including prime, sub-prime, conventional, commercial, VA/FHA for A-D credit clients• Obtained and evaluated credit bureau reports, researched disputes and responded, calculated debt-to-income ratios and prepared good faith estimates• Discerned client’s specifications, researched and cultivated financial packages filtering through lenders nationwide for the right percentage rates and terms; locked in interest rates• Ordered title insurance, appraisals, surveys, flood and tax certifications, payoffs, IRS documents, MI programs, etc. • Reviewed title commitments, HUD-1 settlement statements, Truth In Lending statements and established escrow accounts• Coordinated with buyers, sellers, title companies, escrow agents, surveyors and real estate agents• Implemented various loan programs, including Teacher and College Professor Loan Development programs

Greater Nashville Area, Tn

• Assisted customers in every way possible with their home maintenance, garden, and repair needs• Effectively operated cash register• Duties included stocking, maintenance, and merchandising• Developed customer relationships to insure repeat business

Greater Nashville Area, Tn

• Assisted customers in every way possible with their Wine, Spirits, and high-gravity beer needs• Effectively operated cash register• Duties included stocking, maintenance, and merchandising• Developed customer relationships to insure repeat business

Greater Nashville Area, Tn

• Delivered impressive weekly mortgage loan presentations at sales meetings, once a month planned and coordinated Lunch ‘n’ Learns for the Real Estate Agents, and once a quarter trained newly hired agents regarding financial metrics of loans and transactions• On-call through cell phone access and emails, responding to agent requests and assistance • Kept abreast on daily changes within the industry and transferred that information to agents at sales meetings• Oversaw various loan closings for FHA, VA and Conventional as well as First Time Homebuyer Program, Rural Development Program and certified in the FHA 203-K Renovation Program• Studied new loan programs as they came onto the market; attended industry seminars and workshops for continuing education• Prospected clients and outlined benefits of refinancing and purchasing a new home, selling on specific mortgage packages that best fit their present and future needs• Achieved Top Producer in volume and number of loans closed• Handled a high volume of complex loans at one time, overseeing closing,review of declines, withdrawals, insurance and funding of loans, including prime, sub-prime, conventional, commercial, VA/FHA for A-D credit clients• Obtained and evaluated credit bureau reports, researched disputes and responded, calculated debt-to-income ratios and prepared good faith estimates• Discerned client’s specifications, researched and cultivated financial packages filtering through lenders nationwide for the right percentage rates and terms; locked in interest rates• Ordered title insurance, appraisals, surveys, flood and tax certifications, payoffs, IRS documents, MI programs, etc. • Reviewed title commitments, HUD-1 settlement statements, Truth In Lending statements and established escrow accounts• Coordinated with buyers, sellers, title companies, escrow agents, surveyors and real estate agents• Implemented various loan programs, including Teacher and College Professor Loan Development programs

Greater Nashville Area, Tn

• Delivered impressive weekly mortgage loan presentations at sales meetings, once a month planned and coordinated Lunch ‘n’ Learns for the Real Estate Agents, and once a quarter trained newly hired agents regarding financial metrics of loans and transactions• On-call through cell phone access and emails, responding to agent requests and assistance • Kept abreast on daily changes within the industry and transferred that information to agents at sales meetings• Oversaw various loan closings for FHA, VA and Conventional as well as First Time Homebuyer Program, Rural Development Program and certified in the FHA 203-K Renovation Program• Studied new loan programs as they came onto the market; attended industry seminars and workshops for continuing education• Prospected clients and outlined benefits of refinancing and purchasing a new home, selling on specific mortgage packages that best fit their present and future needs• Achieved Top Producer in volume and number of loans closed• Handled a high volume of complex loans at one time, overseeing closing,review of declines, withdrawals, insurance and funding of loans, including prime, sub-prime, conventional, commercial, VA/FHA for A-D credit clients• Obtained and evaluated credit bureau reports, researched disputes and responded, calculated debt-to-income ratios and prepared good faith estimates• Discerned client’s specifications, researched and cultivated financial packages filtering through lenders nationwide for the right percentage rates and terms; locked in interest rates• Ordered title insurance, appraisals, surveys, flood and tax certifications, payoffs, IRS documents, MI programs, etc. • Reviewed title commitments, HUD-1 settlement statements, Truth In Lending statements and established escrow accounts• Coordinated with buyers, sellers, title companies, escrow agents, surveyors and real estate agents• Implemented various loan programs, including Teacher and College Professor Loan Development programs

Greater Nashville Area, Tn

• Delivered impressive weekly mortgage loan presentations at sales meetings, once a month planned and coordinated Lunch ‘n’ Learns for the Real Estate Agents, and once a quarter trained newly hired agents regarding financial metrics of loans and transactions• On-call through cell phone access and emails, responding to agent requests and assistance • Kept abreast on daily changes within the industry and transferred that information to agents at sales meetings• Oversaw various loan closings for FHA, VA and Conventional as well as First Time Homebuyer Program, Rural Development Program and certified in the FHA 203-K Renovation Program• Studied new loan programs as they came onto the market; attended industry seminars and workshops for continuing education• Prospected clients and outlined benefits of refinancing and purchasing a new home, selling on specific mortgage packages that best fit their present and future needs• Achieved Top Producer in volume and number of loans closed• Handled a high volume of complex loans at one time, overseeing closing,review of declines, withdrawals, insurance and funding of loans, including prime, sub-prime, conventional, commercial, VA/FHA for A-D credit clients• Obtained and evaluated credit bureau reports, researched disputes and responded, calculated debt-to-income ratios and prepared good faith estimates• Discerned client’s specifications, researched and cultivated financial packages filtering through lenders nationwide for the right percentage rates and terms; locked in interest rates• Ordered title insurance, appraisals, surveys, flood and tax certifications, payoffs, IRS documents, MI programs, etc. • Reviewed title commitments, HUD-1 settlement statements, Truth In Lending statements and established escrow accounts• Coordinated with buyers, sellers, title companies, escrow agents, surveyors and real estate agents• Implemented various loan programs, including Teacher and College Professor Loan Development programs

Greater Nashville Area, Tn

• Delivered impressive weekly mortgage loan presentations at sales meetings, once a month planned and coordinated Lunch ‘n’ Learns for the Real Estate Agents, and once a quarter trained newly hired agents regarding financial metrics of loans and transactions• On-call through cell phone access and emails, responding to agent requests and assistance • Kept abreast on daily changes within the industry and transferred that information to agents at sales meetings• Oversaw various loan closings for FHA, VA and Conventional as well as First Time Homebuyer Program, Rural Development Program and certified in the FHA 203-K Renovation Program• Studied new loan programs as they came onto the market; attended industry seminars and workshops for continuing education• Prospected clients and outlined benefits of refinancing and purchasing a new home, selling on specific mortgage packages that best fit their present and future needs• Achieved Top Producer in volume and number of loans closed• Handled a high volume of complex loans at one time, overseeing closing,review of declines, withdrawals, insurance and funding of loans, including prime, sub-prime, conventional, commercial, VA/FHA for A-D credit clients• Obtained and evaluated credit bureau reports, researched disputes and responded, calculated debt-to-income ratios and prepared good faith estimates• Discerned client’s specifications, researched and cultivated financial packages filtering through lenders nationwide for the right percentage rates and terms; locked in interest rates• Ordered title insurance, appraisals, surveys, flood and tax certifications, payoffs, IRS documents, MI programs, etc. • Reviewed title commitments, HUD-1 settlement statements, Truth In Lending statements and established escrow accounts• Coordinated with buyers, sellers, title companies, escrow agents, surveyors and real estate agents• Implemented various loan programs, including Teacher and College Professor Loan Development programs

Criminal Justice/Law Enforcement Administration

Activities and Societies: Pi Kappa Alpha - Rush Chairman 1987Studied Criminal Justice

Criminal Justice/Law Enforcement Administration

Activities and Societies: Pi Kappa Alpha

Education record