CMBS Flow Trading - CMBX, SASB and Conduit trading

-Focus on CMBX

CMBS Trading at Citi

-Legacy RMBS (Subprime, POA, Prime, Alt-A) -Resi 2.0: RPL, NPL, Non-QM-CRT, SCRT

• Participated in a rotational analyst program within the sales and trading division as a member of the Non-Agency RMBS & ABS Trading, CLO Secondary Trading and U.S. Equity Derivatives Flow Sales-Trading desks • Developed technical and markets analysis through desk projects such as trade ideas, industry overviews and market commentary projects presented to members of the trading floor throughout each three-week rotation • Co-analyzed investment opportunities within securitized markets, credit and equities divisions as part of a team to present to senior members of the firm during each respective rotation to develop markets, teamwork and communication skills

•Co-manage the allocation of $1.37 million of information technology equities within the $7.0 million student-run hedge fund with the goal of creating a portfolio of alumni invested funds that outperforms the S&P 500 •Compose valuations using discounted cash flows, fundamental analysis, comparable analysis, as well as identified key drivers to pitch technology stocks on a buy, sell, and hold basis to the executive board and fund managers•Author weekly, monthly, quarterly, and annual reports for 80 investors with pertinent information regarding each holding•Gather research and analyzed market, industry, and company specific trends using Bloomberg, Factset, SEC Filings, research reports, and financial periodicals across holdings in the information technology benchmark

• Co-managed the allocation of $200,000 of telecommunications equities within the $7.0 million student-run hedge fund with the goal of creating a portfolio that outperforms the S&P 500 • Composed valuations using discounted cash flows, fundamental analysis, comparable analysis, as well as identifying key drivers to pitch telecommunications stocks on a buy, sell, and hold basis to the executive board and fund managers• Authored weekly, monthly, quarterly, and annual reports for 80 investors with pertinent information regarding each holding• Gathered research and analyze market, industry, and company specific trends using Bloomberg, Factset, SEC Filings, research reports, and financial periodicals across holdings in the telecommunications benchmark

• Co-managed the allocation of $1.37 million of information technology equities within the $7.0 million student-run hedge fund with the goal of creating a portfolio that outperforms the S&P 500 • Composed valuations using discounted cash flows, fundamental analysis, comparable analysis, as well as identifying key drivers to pitch technology stocks on a buy, sell, and hold basis to the executive board and fund managers• Authored weekly, monthly, quarterly, and annual reports for 80 investors with pertinent information regarding each holding• Gathered research and analyze market, industry, and company specific trends using Bloomberg, Factset, SEC Filings, research reports, and financial periodicals across holdings in the information technology benchmark

•Participated in a rotational analyst program to gain a holistic view of an investment bank; learning how various divisions are related by working in sales and trading, investment banking, and capital markets origination for three weeks at a time•Researched and presented a three part equities stock pitch project to select members of the equities trading floor to improve public speaking, presentation, market outlook, research, group collaboration, and networking skills •Developed financial modeling analysis through the construction of a hypothetical merger model of two healthcare companies •Co-analyzed Citi’s relationship with gold and platinum level clients across all divisions of the bank, to ultimately present a relationship summary, as well as recommendations to improve relations, to the president of Citi and other senior members

• Researched and presented on the CBOE VIX Volatility Index, investment fundamentals, and macroeconomic market moving information to financial advisors to sharpen research and communication skills• Developed innovative ways to track security performance as well as predicting financial advisor group output using Excel, resulting in the creation of potential applications to be used on employee workstations• Broadcasted an educational webinar video presented to incoming and current college students on early investing habits • Traveled to New York to meet with clients to discuss investment portfolio performance as well as potential strategies• Gathered performance and risk metrics to make recommendations for mutual funds, ETFs, equities, fixed income, and MLI securities for existing and potential client’s portfolios with different financial needs and goals• Generated sample financial planning, wealth outlook, and wealth analysis cases for the PMD training program

• Gained valuable market outlook perspective and business writing skills through publication of personal editorials • Conducted market research through sources such as WSJ, Financial Times, Bloomberg Terminal, and Factset• Oversaw and edited the writing of 4 analysts with the goal of helping them to develop their own ideas and business writing skills

• Compiled investment data using Bloomberg, Factset, SEC filings, research reports, and financial periodicals• Created weekly, monthly, and quarterly earnings reports for investors with pertinent information regarding each holding• Engaged in weekly performance meetings lead by the Nittany Lion Fund, a $7.1 million equities-focused mutual fund• Developed skills pertaining to financial analysis, market metrics, and equity research• Learned investment strategies to analyze and evaluate equities for buy/hold/sell recommendations