Ryan Cannon Email & Phone Number

San Francisco, California, Us

Sherman Oaks, Ca, Us

Atlanta, Georgia, Us

Atlanta, Georgia, Us

Atlanta, Georgia, Us

-Developed "Enhanced Line Policy" to significantly boost exposure and loan purchase volume in near prime and prime space with reduced risk-Launched direct mail Recovery strategy to enhance overall recovery dollars on charged-off accounts-Developed new Collections segmentation to optimize usage of agents and better target high-risk accounts-Manage monthly credit review to identify potential problem areas and work towards proactive remediation

Mclean, Va, Us

Sr. Business Analyst- US Card Collections Strategy and Analysis 2013-2015-Managed end to end design and launch of early delinquent messaging stream designed to improve customer experience by reducing point-of-sale declines and benefit financials by reducing long-term losses -Produced valuations, worked with brand partners to deliver creative, and navigated our extensive governance process to ensure that the end product complied with legal and corporate standards and regulations -Expected to reduce charge-off rates by 8 bps -Impacts 4 MM accounts annually-Delivered valuations and framework for 2014 Partnerships Collections Program Approval designed to outline overall strategy and generate governance metrics -Produced quarterly program monitoring of 2013 Partnerships Collections Program approval to ensure that our program stayed within pre-determined guardrailsBusiness Analyst, US Card Acquisitions Segments and Analysis 2012 - 2013-Built valuations and obtained credit approval to market our Flexible Due Date functionality to all accounts converting to Capital One branded cards from HSBC plastics -Determined that functionality is valuations neutral -Delivered messaging to ~6MM accounts-Redesigned valuations for AutoPay functionality by breaking down pre-existing model and reworking to account for discrepancies in assumptions related to duration of enrollment and impact on past due fees and long-term attrition rates-Led first analysis of Journey Credit Tracker; determined that enrollment is strong indicator of reduced credit risk, eventually resulting in roll out of the free Capital One Credit Tracker to all US Card customers.

Duties / AccomplishmentsResponsibilities include supervision of service staff, personnel acquisition and development, product cost analysis, arranging for and organizing private events, assisting with local marketing and promotions, and inventory managementThree: A Kitchen and LoungeAchieved an average of 6% year over year revenue growth despite challenging local market conditions. -Reduced cost of goods sold by an average of 5% on a year over year monthly comparison. Offered higher margin specials and reduced shrinkage by reducing waste and more closely supervising employees.The Virginian Restaurant-Recorded an average of 11% year over year revenue growth, despite working through a recessionary environment for much of my time there. We achieved this by improving service for patrons and timing promotions to maximize revenue based on customer volume.

Masters Of Management Studies, Business

Bachelor Of Arts, 2007; Economics And Religion

Education record

Education record