Risk Management, Regulatory Compliance, Bank Secrecy Act/Anti-Money Laundering, Banking Law, Government Affairs: over ten years specializing in these areas, and over twenty years in the banking industry. With the massive regulatory burden placed on banks in the last fifteen years, maximizing the customer experience and shareholder value has become increasingly difficult. Fortunately, although many who deal with regulatory compliance and risk management view their role as one designed to eliminate risk, I understand that, without risk, there is no gain. My purpose is not to remove risk, but to help our clients by recognizing risk and helping them maximize its potential, while creating the safest environment in which to do so.Specialties: • Regulatory Compliance• Financial Crimes• Banking Law• Enterprise-Wide Risk Management • Anti-Fraud Investigation• Risk Assessment • Customer Identification• Bank Secrecy Act• Anti-Money Laundering • Know Your Customer